Middlesex County and Reading Town property record for 15 School St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,396 sqft · built 1920 |
| Lot Size | 0.219 acres (9,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,900 (Aug 2006) |
| Tax Bill | $10,490 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:021.0-0000-0184.0 |
| Primary APN | READ M:021.0-0000-0184.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Gross Area | 3,882 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,522 sqft (0.219 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 740000000400 |
|---|---|
| Street Address | 15 SCHOOL ST |
| City | READING |
| State | MA |
| Zip | 01867-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:021.0-0000-0184.0
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SCHOOL ST, READING, MA 01867-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CREDIT UNION |
| Sep 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2006 · Amount on Record |
| Deed Sale | Aug 23, 2006 · Amount on Record |
| Prior Sale | Aug 13, 1999 · Amount on Record |
| Deed Document Number | 2006160512 |
| Deed Book / Page | 48036 / 55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 SCHOOL ST, READING, MA 01867-2543 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080047-594 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 80047/594 |
| Instrument | 63820 |
| Name | GEORGIA'S OWN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 SCHOOL ST, READING, MA 01867-2543 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78633-105 |
|---|---|
| Date | Sep 07, 2021 |
| Book Page | 78633/105 |
| Instrument | 198501 |
| Name | FIRST SB |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,490.00 (-1.14%) | $921,000 (+1.72%) Land $446,100 Building $474,900 | $798,665 (-24.98%) |
| 2024 | $10,611.00 (+29.48%) | $905,400 (+39.1%) Land $438,600 Building $466,800 | $1,064,665 |
| 2023 | $8,195.00 | $650,900 Land $413,200 Building $237,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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