15 Sandy Spring Ln, Thurmont, MD 21788 Property Records

Frederick County property record for 15 Sandy Spring Ln, Thurmont, MD 21788

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1990
Lot Size	0.212 acres (9,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,900 (Oct 1991)
Tax Bill	$3,210 (2025)
Flood Zone	Zone X (minimal risk)
APN	`15-349956`

Property Details

APN / Parcel Number

Primary APN	`15-349956`
Alternative APN	`349956`

Interior

Full Baths	1 Bath
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,242 sqft (0.212 acres)
Deck Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	349956
Street Address	15 SANDY SPRING LN
City	THURMONT
State	MD
Zip	21788-1657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 0.2122 ACRES JESSICA KNOLLS
Legal Subdivision	JESSICA KNOLLS
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	4
Census Block	4002
Census Tract	753001

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SANDY SPRING LN, THURMONT, MD 21788-1657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 1991 · Amount on Record
Deed Sale	Oct 3, 1991 · Amount on Record
Prior Sale	May 25, 1990 · Amount on Record
Deed Book / Page	1736 / 1107
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,400 (+31.93%) Land $55,000 Building $171,400	$226,400 (+31.93%) Land $55,000 Building $171,400
2025	$3,210.00 (+21.18%)
2023	$2,649.00	$171,600 Land $52,000 Building $119,600	$171,600 Land $52,000 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20