Newton County property record for 15 Saddlebrook Ct, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,670 sqft · built 2003 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Nov 2025) |
| Tax Bill | $202 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026D-00000-132-000 |
| Primary APN | 0026D-00000-132-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,670 sqft Heated Area |
| 1st Floor Area | 996 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12340 |
|---|---|
| Old Parcel Number | 0026D 132 |
| Street Address | 15 SADDLEBROOK CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 46 THE MEADOWS AT SADD |
| Legal Subdivision | SADDLEBROOK & MEADOWS AT SADDLEBROOK |
| Legal Lot Number | 46 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 100503 |
Source: Newton County records, as of February 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Nov 4, 2025 | Warranty Deed, Transfer · FHA Mortgage LOANUNITED COM |
| Jun 27, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Mar 4, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | Apr 15, 2004 · Amount on Record |
| Deed Document Number | 0000477743 |
| Deed Book / Page | 4777 / 43 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Document Number | 0044980000000089 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 0000004498/0000000089 |
| Instrument | 004124 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Nov 4, 2025 |
| Property Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Document Number | 0047770043 |
| Book / Page | 4777 / 43 |
| Instrument Date | Nov 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.45 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Document Number | 0000477745 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 4777/45 |
| Name | LOANUNITED COM |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Document Number | 0040380224 |
| Instrument Date | Jun 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 SADDLEBROOK CT COVINGTON GA 300163061, COVINGTON, GA 30016-3061 |
| Document Number | 0040380224 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 004038/000224 |
| Instrument | 9732 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 SADDLEBROOK CT, COVINGTON, GA 30016-3061 |
| Document Number | 0038130089 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 SADDLEBROOK CT COVINGTON GA 300163061, COVINGTON, GA 30016-3061 |
| Document Number | 0038130089 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 003813/000089 |
| Instrument | 2971 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2049 |
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202.00 (+8.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $130,680 (+6.69%) Land $18,000 Building $112,680 | $326,700 (+6.69%) Land $45,000 Building $281,700 |
| 2024 | $187.00 (-93.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $122,480 (+8.2%) Land $18,000 Building $104,480 | $306,200 (+8.2%) Land $45,000 Building $261,200 |
| 2023 | $113,200 Land $8,800 Building $104,400 | $283,000 Land $22,000 Building $261,000 | |
| 2022 | $2,708.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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