Newton County property record for 10 Saddlebrook Ct, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,448 sqft · built 2003 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,449 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026D-00000-133-000 |
| Primary APN | 0026D-00000-133-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,448 sqft Heated Area |
| 1st Floor Area | 1,054 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12341 |
|---|---|
| Street Address | 10 SADDLEBROOK CT |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 47 THE MEADOWS AT SADD |
| Legal Subdivision | SADDLEBROOK & MEADOWS AT SADDLEBROOK |
| Legal Lot Number | 47 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 100503 |
Source: Newton County records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Sep 14, 2023 | Warranty Deed, Transfer |
| Aug 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 |
| Deed Sale | Sep 14, 2023 |
| Prior Sale | Sep 14, 2023 · Amount on Record |
| Deed Book / Page | 4549 / 220 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 14, 2023 |
| Property Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Document Number | 0045490199 |
| Book / Page | 4549 / 199 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Document Number | 0004549200 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 4549/200 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Sep 14, 2023 |
| Property Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Document Number | 0045490220 |
| Book / Page | 4549 / 220 |
| Instrument Date | Sep 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 SADDLEBROOK CT, COVINGTON, GA 30016-3060 |
| Document Number | 0042470000000480 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 0000004247/0000000480 |
| Instrument | 015569 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2046 |
Source: Newton County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,449.00 (+7.48%) Homeowner's exemption | $142,280 (+8.81%) Land $17,474 Building $124,806 | $355,700 (+8.81%) Land $43,686 Building $312,014 |
| 2023 | $130,760 (+23.54%) Land $8,800 Building $121,960 | $326,900 (+23.54%) Land $22,000 Building $304,900 | |
| 2022 | $3,209.00 Homeowner's exemption | $105,840 Land $8,800 Building $97,040 | $264,600 Land $22,000 Building $242,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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