Monroe County and Chili Town property record for 15 Saddleback Trl, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,530 sqft · built 1970 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,500 (Mar 2019) |
| Tax Bill | $6,503 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 262200 133.19-1-10 |
| Primary APN | 262200 133.19-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 970 sqft |
| 2nd Floor Area | 560 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 189 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 444 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01825008000 |
|---|---|
| Street Address | 15 SADDLEBACK TRL |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0077- -00 PLAT MAR L8 0177018 |
| Legal Subdivision | MAT MAR SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | CHILI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14503 |
Source: Monroe County and Chili Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 SADDLEBACK TRL, ROCHESTER, NY 14624-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ESL FCU |
| Sep 30, 2021 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Sep 23, 2025 | Deed of Trust, Mortgage · Unknown ESL FCU |
| Mar 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage EMPOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2019 · Amount on Record |
| Deed Sale | Mar 13, 2019 · Amount on Record |
| Prior Sale | Jun 25, 2007 · Amount on Record |
| Deed Document Number | 2019286 |
| Deed Book / Page | 12157 / 547 |
| Prior Transfer Date | Jul 31, 2008 |
| Prior Transfer Doc | 0000000599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 SADDLEBACK TRL, ROCHESTER, NY 14624-3917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 SADDLE BACK TRL, ROCHESTER, NY 14624-3917 |
| Document Number | 0000000934 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 29679/163 |
| Instrument | 202201040934 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 SADDLEBACK TRL, ROCHESTER, NY 14624-3917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000575 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 29485/303 |
| Instrument | 202109300575 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 SADDLEBACK TRL, ROCHESTER, NY 14624-3917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|
| Document Number | 202503336996 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 31144/898 |
| Instrument | 202503336996 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 15 SADDLEBACK TRL, ROCHESTER, NY 14624-3917 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY CO UPST |
| Name | Verified Name |
|---|
| Document Number | 202503336997 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 31144/907 |
| Instrument | 202503336997 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Mar 13, 2019 |
| Property Address | 15 SADDLE BACK TRL, ROCHESTER, NY 14624-3917 |
| Document Number | 0000000286 |
| Book / Page | 12157 / 547 |
| Map Reference | LB 177 PG 18 |
| Instrument Date | Mar 4, 2019 |
| Instrument | 201903130286 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 SADDLE BACK TRL, 15, ROCHESTER, NY 14624-3917 |
| Name | Verified Name |
|---|---|
| Address | 15 SADDLE BACK TRL, ROCHESTER, NY 14624-3917 |
| Document Number | 0000000287 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 201903130287 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Monroe County and Chili Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Chili Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,503.00 (-4.91%) | ||
| 2025 | $6,839.00 (-6.83%) | $232,200 (+2%) Land $34,300 Building $197,900 | $236,900 (-2.07%) Land $34,994 Building $201,906 |
| 2023 | $193,500 (-) Land $27,500 Building $166,000 | $241,900 (+13.78%) Land $34,379 Building $207,521 | |
| 2022 | $193,500 Land $27,500 Building $166,000 | $212,600 Land $30,214 Building $182,386 | |
| 2021 | $7,340.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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