Monroe County and Chili Town property record for 10 Saddleback Trl, Rochester, NY 14624
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1968 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,480 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 262200 133.19-1-22 |
| Primary APN | 262200 133.19-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01825043000 |
|---|---|
| Street Address | 10 SADDLEBACK TRL |
| City | ROCHESTER |
| State | NY |
| Zip | 14624-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0077- -00 PLAT MAR L43 0177018 |
| Legal Subdivision | MAR SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | CHILI |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 14503 |
Source: Monroe County and Chili Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SADDLEBACK TRL, ROCHESTER, NY 14624-3918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2010 |
| Deed Sale | Oct 19, 2010 |
| Prior Sale | Sep 22, 2009 · Amount on Record |
| Deed Document Number | 2010892 |
| Deed Book / Page | 10933 / 182 |
| Prior Transfer Date | Oct 12, 2010 |
| Prior Transfer Doc | 0000000892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 10 SADDLEBACK TRL, ROCHESTER, NY 14624-3918 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 10 SADDLE BACK TRL, ROCHESTER, NY 14624-3918 |
| Document Number | 0000000204 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 29833/555 |
| Instrument | 202204140204 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Apr 17, 2026 |
| Property Address | 10 SADDLEBACK TRL, ROCHESTER, NY 14624-3918 |
| Document Number | 0003409906 |
| Book / Page | 13185 / 605 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 20263409906 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SADDLEBACK TRL, ROCHESTER, NY 14624-3918 |
| Document Number | 0000001328, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20261328 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monroe County and Chili Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Chili Town |
| Unified School District | Gates-Chili Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,480.00 (-8.64%) | ||
| 2025 | $7,093.00 (+6.1%) | $246,800 (+39.59%) Land $34,100 Building $212,700 | $251,800 (+13.94%) Land $34,791 Building $217,009 |
| 2023 | $176,800 (-) Land $27,300 Building $149,500 | $221,000 (+13.74%) Land $34,125 Building $186,875 | |
| 2022 | $176,800 Land $27,300 Building $149,500 | $194,300 Land $30,002 Building $164,298 | |
| 2021 | $6,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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