15 S Neptune Ave, Clearwater, FL 33765 Property Records

Pinellas County property record for 15 S Neptune Ave, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1955
Lot Size	0.192 acres (8,372 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2022)
Tax Bill	$7,227 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-3654-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-3654-1`
Alternative APNs	`13-29-15-82548-012-0040` `291513825480120040` `152913825480120040` `R141562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,978 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,372 sqft (0.192 acres)
Lot Dimensions	105 ft deep x 80 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R141562
Street Address	15 S NEPTUNE AVE
City	CLEARWATER
State	FL
Zip	33765-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYCREST UNIT TEN BLK L, W 105FT OF LOT 4
Legal Range	15E
Legal Township	29S
Legal Section	13
Legal Subdivision	SKYCREST UNIT TEN
Legal Tract	82548
Legal Block	L,W
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	4
Census Block	4013
Census Tract	26703

Owner

15 S Neptune Ave is owned and occupied by two individuals who bought it in February 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 S NEPTUNE AVE, CLEARWATER, FL 33765-3622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
Feb 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 9, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Dec 9, 2021 · Amount on File
Deed Document Number	202233975
Deed Book / Page	21916 / 264
Prior Transfer Date	Dec 30, 2013
Prior Transfer Doc	0182700365
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	15 S NEPTUNE AVE, CLEARWATER, FL 33765-3622
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 S NEPTUNE AVE, CLEARWATER, FL 33765-3622

Mortgage

Document Number	0216890771
Date	Aug 26, 2021
Book Page	21689/771
Instrument	2021281595

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 2, 2022
Property Address	15 S NEPTUNE AVE, CLEARWATER, FL 33765-3622
Document Number	0219160264
Book / Page	21916 / 264
Map Reference	MB 36 PG 36
Instrument Date	Feb 1, 2022
Instrument	2022033975
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 NEPTUNA AVENUE, CLEARWATER, FL 33765

Mortgage

Document Number	0021916266
Date	Feb 2, 2022
Instrument	21916/266

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 9, 2021
Property Address	15 S NEPTUNE AVE, CLEARWATER, FL 33765-3622
Document Number	0218430030
Book / Page	21843 / 30
Map Reference	MB 36 PG 36
Instrument Date	Dec 6, 2021
Instrument	2021399920
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,728.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 S NEPTUNE AVE, CLEARWATER, FL 33765-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 15 S Neptune Ave was $7,227 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,227.00 Homeowner's exemption	$415,808	$445,495 Land $126,941 Building $318,554
2023	$6,747.00 (+6.35%) Homeowner's exemption	$392,319 (+19.91%)	$392,319 (+19.91%) Land $143,503 Building $248,816
2022	$6,344.00	$327,189	$327,189 Land $138,851 Building $188,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 S Neptune Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 S Neptune Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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