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101 S Neptune Ave, Clearwater, FL 33765 Property Records

Pinellas County property record for 101 S Neptune Ave, Clearwater, FL 33765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,934 sqft · built 1957
Lot Size0.193 acres (8,385 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Sep 2026)
Tax Bill$3,430 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-745-3656-6

Property Details

APN / Parcel Number

Primary APNC62-000-745-3656-6
Alternative APNs
  • 13-29-15-82548-012-0060
  • 291513825480120060
  • 152913825480120060
  • R141564

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,934 sqft Living Area
Gross Area2,537 sqft
1st Floor Area1,934 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,385 sqft (0.193 acres)
Lot Dimensions105 ft deep x 70 ft wide
View / LotPond
Garage TypeAttached
Garage Area513 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area404 sqft
Deck Area192 sqft
Patio Area192 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR141564
Street Address101 S NEPTUNE AVE
CityCLEARWATER
StateFL
Zip33765-3624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSKYCREST UNIT TEN BLK L, W 105FT OF LOT 6
Legal Range15E
Legal Township29S
Legal Section13
Legal SubdivisionSKYCREST UNIT TEN
Legal Tract82548
Legal BlockL,W
Legal Lot Number6
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group4
Census Block4013
Census Tract26703

Owner

101 S Neptune Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address101 S NEPTUNE AVE, CLEARWATER, FL 33765-3624
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2026Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Oct 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 11, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2026 · Amount on File
Deed SaleSep 14, 2026 · Amount on File
Prior SaleOct 15, 2014 · Amount on File
Deed Document Number2026245579
Deed Book / Page23692 / 1594
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 14, 2026
Property Address101 S NEPTUNE AVE, CLEARWATER, FL 33765-3624
Document Number0000245579
Book / Page23692 / 1594
Instrument DateSep 8, 2026
Instrument2026245579
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyPLATINUM NATIONAL TITLE LLC, PLATINUM NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$314,615.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 S NEPTUNE AVE, CLEARWATER, FL 33765-3624
InvestorPossibly a Property Investor

Mortgage

Document Number0000245580,
DateSep 14, 2026
Book Page23692/1596
Instrument2026245580
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address101 S NEPTUNE AVE, CLEARWATER, FL 33765-3624
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 SNEPTUNE AVE, CLEARWATER, FL 33765

Mortgage

Document Number0212292189
DateOct 28, 2020
Book Page21229/2189
Instrument2020323908
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2035

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address101 S NEPTUNE AVE, CLEARWATER, FL 33765-3624
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 S NEPTUNE AVE CLEARWATER, CLEARWATER, FL 33765-3624

Mortgage

Document Number0213352071
DateJan 11, 2021
Book Page21335/2071
Instrument2021007962
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueFeb 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 101 S Neptune Ave was $3,430.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,430.00$219,613$433,894 Land $116,009 Building $317,885
2023$3,178.00 (+3.18%) Homeowner's exemption$207,208 (+3%)$382,924 (+18.42%) Land $131,970 Building $250,954
2022$3,080.00 Homeowner's exemption$201,173$323,362 Land $128,826 Building $194,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 S Neptune Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 S Neptune Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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