Worcester County and Worcester City property record for 15 Roy St, Worcester, MA 01603 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1987 |
| Lot Size | 0.13 acres (5,646 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,160 (Jan 2016) |
| Tax Bill | $4,208 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-027-00042 |
| Primary APN | 14-027-00042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,032 sqft |
| 1st Floor Area | 624 sqft |
| Basement Area | 156 sqft |
| Unfinished Basement | 156 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,646 sqft (0.13 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 14-027-00042 |
|---|---|
| Street Address | 15 ROY ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Legal Lot Number | 42 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 731101 |
Source: Worcester County and Worcester City records · APN 14-027-00042
Assessment roll updated April 14, 2026 · Last verified April 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ROY ST, WORCESTER, MA 01603-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Prior Sale | Jul 16, 2008 · Amount on Record |
| Deed Book / Page | 54825 / 272 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 15 ROY ST, WORCESTER, MA 01603-3224 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068486-289 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 68486/289 |
| Instrument | 122474 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 15 ROY ST, WORCESTER, MA 01603-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64036-64 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 64036/64 |
| Instrument | 159188 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,208.00 (+10.94%) | $319,000 (+20.6%) Land $86,600 Building $232,400 |
| 2023 | $3,793.00 | $264,500 Land $75,300 Building $189,200 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277311012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jul 1985, tidal / storm surge |
| Wildfire Risk | Low above 1% of the US · above 1% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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