Essex County and Marblehead Town property record for 15 Rowland St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,484 sqft · built 1890 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $567,500 (Jun 2011) |
| Tax Bill | $6,986 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance May 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0109 B:0060 L:0 |
| Primary APN | MARB M:0109 B:0060 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 3,297 sqft |
| Basement Area | 1,059 sqft |
| Unfinished Basement | 1,059 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,746 sqft (0.086 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 ROWLAND ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | MACDONALD-SHEERAN INC |
| Legal Block | 60 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 203200 |
15 Rowland St is owned and occupied by an individual who bought it in June 2011.
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 ROWLAND ST, MARBLEHEAD, MA 01945-3173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| May 23, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| May 17, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2011 · Amount on File |
| Deed Sale | Jun 3, 2011 · Amount on File |
| Prior Sale | Jun 3, 2011 · Amount on File |
| Deed Book / Page | 30447 / 376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 15 ROWLAND ST, MARBLEHEAD, MA 01945-3173 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39576-249 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 39576/249 |
| Instrument | 20210226000260 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 15 ROWLAND ST, MARBLEHEAD, MA 01945-3173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35884-399 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 35884/399 |
| Instrument | 16 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 15 ROWLAND ST, MARBLEHEAD, MA 01945-3173 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37851-527 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 37851/527 |
| Instrument | 20190918001280 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 15 ROWLAND ST, MARBLEHEAD, MA 01945-3173 |
| Document Number | 37577-229 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 ROWLAND ST MARBLEHEAD MA 019453173, MARBLEHEAD, MA 01945-3173 |
| Document Number | 37577-229 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 037577/000229 |
| Instrument | 1906111400 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 15 Rowland St was $6,986, up 4.7% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,986.00 (+4.72%) | $816,100 (+10.72%) Land $530,900 Building $282,500 | $790,553 (-26.94%) |
| 2025 | $6,671.00 (-4.21%) | $737,100 (-5.16%) Land $497,700 Building $239,400 | $1,082,050 |
| 2024 | $6,964.00 (+13.66%) | $777,200 (+26.85%) Land $542,000 Building $235,200 | |
| 2023 | $6,127.00 | $612,700 Land $420,300 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Rowland St in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Rowland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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