Essex County and Marblehead Town property record for 13 Rowland St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,436 sqft · built 1900 |
| Lot Size | 0.068 acres (2,958 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,572 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0116 B:0002 L:0 |
| Primary APN | MARB M:0116 B:0002 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 2,144 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,958 sqft (0.068 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 13 ROWLAND ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 2 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 203200 |
13 Rowland St is owner-occupied and held in a trust since August 2015.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13 ROWLAND ST, MARBLEHEAD, MA 01945-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2025 | Deed of Trust, Mortgage · Line of Credit MARBLEHEAD SAVINGS BANK |
| Jun 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2015 |
| Deed Sale | Aug 6, 2015 |
| Prior Sale | Dec 26, 2000 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 13 ROWLAND ST, MARBLEHEAD, MA 01945-3134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000656149 |
|---|---|
| Date | Jan 7, 2025 |
| Instrument | 656149 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 13 ROWLAND ST, MARBLEHEAD, MA 01945-3134 |
| Document Number | 0000593250 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13 ROWLAND ST MARBLEHEAD MA 019453134, MARBLEHEAD, MA 01945-3134 |
| Document Number | 0000593250 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 593250 |
| Name | MARBLEHEAD BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 13 Rowland St was $6,572, up 4.5% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,572.00 (+4.47%) | $767,800 (+10.46%) Land $517,700 Building $250,100 | $735,935 (-4.98%) |
| 2025 | $6,291.00 (-4.41%) | $695,100 (-5.36%) Land $485,300 Building $209,800 | $774,535 |
| 2024 | $6,581.00 (+13.27%) | $734,500 (+26.42%) Land $528,400 Building $206,100 | |
| 2023 | $5,810.00 | $581,000 Land $409,800 Building $171,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Rowland St in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13 Rowland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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