15 Robbins Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 15 Robbins Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,235 sqft · built 1998
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on Record
Last Sale$250,500 (Dec 1998)
Tax Bill$7,396 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNAYER M:037 B:0000 L:0074

Property Details

APN / Parcel Number

Primary APNAYER M:037 B:0000 L:0074

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,235 sqft Living Area
Basement Area936 sqft
Unfinished Basement536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address15 ROBBINS RD
CityAYER
StateMA
Zip01432-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number74
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2051
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address764 BROADWAY, SOMERVILLE, MA 02144-2144
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
I-C FCU
Oct 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
I-C FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 1998 · Amount on Record
Deed SaleDec 22, 1998 · Amount on Record
Last Transfer DateOct 21, 2024
Transfer Doc083376-282
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address15 ROBBINS RD, AYER, MA 01432-1772
Transaction TypeMortgage
Record UpdatedJun 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080143-322
DateMay 18, 2022
Book Page80143/322
Instrument74562
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address15 ROBBINS RD, AYER, MA 01432-1772
Transaction TypeMortgage
Record UpdatedJun 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number77902-1
DateJun 1, 2021
Book Page77902/1
Instrument123097
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address15 ROBBINS RD, AYER, MA 01432-1772
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73392-207
DateOct 2, 2019
Book Page73392/207
Instrument151295
Lender
NameI-C FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,396.00 (+11.65%)$618,400 (+15.96%) Land $174,700 Building $443,700$660,630 (-10.35%)
2024$736,915
2023$6,624.00$533,300 Land $164,300 Building $369,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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