10 Robbins Rd, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 10 Robbins Rd, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,872 sqft · built 1995
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Tax Bill$6,339 (2025)
Deeds & MortgagesMay 2024 Mortgage
Nov 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNAYER M:037 B:0000 L:0015

Property Details

APN / Parcel Number

Primary APNAYER M:037 B:0000 L:0015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,872 sqft Living Area
Basement Area936 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address10 ROBBINS RD
CityAYER
StateMA
Zip01432-1771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number15
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2049
Census Tract325101

Owner

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 ROBBINS RD, AYER, MA 01432-1771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2024Deed of Trust, Mortgage · ARM
ROCKET MORTGAGE
Nov 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address10 ROBBINS RD, AYER, MA 01432-1771
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number082722-528
DateMay 1, 2024
Book Page82722/528
Instrument44002
Lender
NameROCKET MORTGAGE
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.38%
Type Change DateMay 1, 2031
IndexOther
Margin3

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address10 ROBBINS RD, AYER, MA 01432-1771
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number79158-159
DateNov 17, 2021
Book Page79158/159
Instrument250353
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address10 ROBBINS RD, AYER, MA 01432-1771
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74058-315
DateJan 29, 2020
Book Page74058/315
Instrument14119
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address10 ROBBINS RD, AYER, MA 01432-1771
Document Number71391-396
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 ROBBINS RD AYER MA 014321771, AYER, MA 01432-1771

Mortgage

Document Number71391-396
DateJul 30, 2018
Book Page071391/000396
Instrument114344
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2048

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,339.00 (+10.8%)$530,000 (+15.07%) Land $182,600 Building $347,400$621,395 (-4.2%)
2024$648,660
2023$5,721.00$460,600 Land $171,700 Building $288,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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