Orange County and Cornwall Town property record for 15 Ridge Rd, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,636 sqft · built 1973 |
| Lot Size | 0.869 acres (37,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $745,000 (Jul 2026) |
| Tax Bill | $13,713 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan May 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 27-1-12.2 |
| Primary APN | 332489 27-1-12.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 2,748 sqft |
| 1st Floor Area | 1,596 sqft |
| 2nd Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,839 sqft (0.869 acres) |
| Lot Dimensions | 458 ft deep x 176 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Porch | Covered Porch |
|---|---|
| Porch Area | 704 sqft |
| Patio Area | 322 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27-1-12.2 |
|---|---|
| Street Address | 15 RIDGE RD |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 LANDS OF PURICH |
| Legal Subdivision | ADOLPH PURICH |
| Legal Block | 1 |
| Legal Lot Number | 12.20 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12900 |
15 Ridge Rd is owned by an individual who bought it in July 2026.
Source: Orange County and Cornwall Town records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1380 LAFAYETTE RD, NORTH KINGSTOWN, RI 02852-6434 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Construction Loan · Construction Mortgage CROSSCOUNTRY MORTGAGE |
| May 25, 2023 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Oct 13, 2017 | Deed of Trust, Mortgage M&T BANK NA |
| Jul 9, 2021 | Deed, Transfer |
| Oct 13, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on File |
| Deed Sale | Jul 31, 2026 · Amount on File |
| Prior Sale | May 25, 2023 · Amount on File |
| Deed Document Number | 2026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jul 31, 2026 |
| Property Address | 15 RIDGE RD, CORNWALL, NY 12518-1608 |
| Instrument Date | Jul 8, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 24, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1380 LAFAYETTE RD, NORTH KINGSTOWN, RI 02852-6434 |
| Date | Jul 31, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.65% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | May 25, 2023 |
| Property Address | 15 RIDGE RD, CORNWALL, NY 12518-1608 |
| Document Number | 0000033524 |
| Book / Page | 15425 / 972 |
| Instrument Date | May 15, 2023 |
| Instrument | 20230033524 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 HORTON HWY APT B1, B1, MINEOLA, NY 11501-3927 |
| Document Number | 0000033525 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 20230033525 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 15 RIDGE RD, CORNWALL, NY 12518-1608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170073438 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 0000014304/0000000870 |
| Instrument | 20170073438 |
| Name | M&T BANK NA |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 159 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Jul 9, 2021 |
| Property Address | 15 RIDGE RD, CORNWALL, NY 12518-1608 |
| Document Number | 0000045214 |
| Book / Page | 14999 / 1443 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 20210045214 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8429 REMAGEN ST APT A, A, FORT IRWIN, CA 92310-2606 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Oct 13, 2017 |
| Property Address | 15 RIDGE RD, CORNWALL, NY 12518-1608 |
| Book / Page | 014304 / 000890 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 73439 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 15 RIDGE RD CORNWALL NY 125181608, CORNWALL, NY 12518-1608 |
| Document Number | 0000073439 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 014304/000890 |
| Instrument | 73439 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 12, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,850 Land $88,500 Building $270,350 | $567,600 | |
| 2024 | $13,713.00 | ||
| 2023 | $358,850 (-) Land $88,500 Building $270,350 | $532,000 (+11.86%) Land $131,202 Building $400,798 | |
| 2022 | $358,850 Land $88,500 Building $270,350 | $475,600 Land $117,293 Building $358,307 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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