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55 Ridge Rd, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 55 Ridge Rd, Cornwall, NY 12518 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,846 sqft · built 2003
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jun 2003)
Tax Bill$27,813 (2024)
Deeds & MortgagesJun 2026 Mortgage
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN332489 38-1-27

Property Details

APN / Parcel Number

Primary APN332489 38-1-27
Alternative APNs
  • 248903800000010270000000
  • 38-1-27

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,846 sqft Living Area
Gross Area5,248 sqft
1st Floor Area2,481 sqft
2nd Floor Area2,141 sqft
Upper Floors Area224 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleMansion
Exterior MaterialBrick
Lot Area217,800 sqft (5 acres)
View / LotSuburban
Garage TypeDetached
Garage Area770 sqft
Parking Spaces3 Parking Spaces
Pool Area397 sqft
PorchCovered Porch
Porch Area777 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number38-1-27
Street Address55 RIDGE RD
CityCORNWALL
StateNY
Zip12518-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 CORNWALL PROP SUBD MAP 6177
Legal SubdivisionCORNWALL PROP
Legal Block1
Legal Lot Number27.00
JurisdictionORANGE NY
Township / Civil DivisionCORNWALL
Census Block Group2
Census Block2004
Census Tract12900

Owner

Source: Orange County and Cornwall Town records · APN 332489 38-1-27

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 RIDGE RD, CORNWALL, NY 12518-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage
UNION FEDERAL CREDIT UNION
Jun 03, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WALLKILL VALLEY FSLA
Mar 28, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
HOMETOWN BK/HUDSON VLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2003 · Amount on Record
Deed SaleJun 05, 2003 · Amount on Record
Prior SaleApr 11, 1996 · Amount on Record
Deed Book / Page11071 / 1219
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Recording DateJun 02, 2026
Property Address55 RIDGE RD, CORNWALL, NY 12518-1608
Document Number0000039541
Book / Page15900 / 1335
Instrument DateApr 28, 2026
Instrument202639541
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 RIDGE RD, CORNWALL, NY 12518-1608

Mortgage

Document Number0000039541,
DateJun 02, 2026
Book Page15900/1335
Instrument202639541
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.46%
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address55 RIDGE RD, CORNWALL, NY 12518-1608
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036009
DateJun 03, 2021
Book Page14972/243
Instrument20210036009
Lender
NameWALLKILL VALLEY FSLA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionORANGE NY
Property Address55 RIDGE RD, CORNWALL, NY 12518-1608
Document Number0000022665
Instrument DateMar 28, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyHILL-N-DALE ABSTRACTERS INC.

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 RIDGE RD CORNWALL NY 125181608, CORNWALL, NY 12518-1608

Mortgage

Document Number0000022665
DateMar 30, 2017
Book Page014208/000834
Instrument22665
Lender
NameHOMETOWN BK/HUDSON VLY
TypeBank
AddressWALDEN, NY 12586
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County and Cornwall Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCornwall Town
Unified School DistrictCornwall Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$742,500 (-) Land $156,500 Building $586,000$1,174,500 (+6.7%)
2024$27,813.00
2023$742,500 (-) Land $156,500 Building $586,000$1,100,800 (+11.86%) Land $232,020 Building $868,780
2022$742,500 Land $156,500 Building $586,000$984,100 Land $207,423 Building $776,677

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710129002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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