15 Prospect Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Prospect Rd, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,015 sqft · built 1977
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Nov 2021)
Tax Bill	$16,369 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01010-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`14-01010-0000-00007`
Alternative APNs	`1400460000000008J` `140101000007`

Interior

Building Area	3,015 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Old Parcel Number	1400460000000008J
Street Address	15 PROSPECT RD
City	WAYNE
State	NJ
Zip	07470-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1010
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1003
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records · APN 14-01010-0000-00007

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 PROSPECT RD, WAYNE, NJ 07470-3941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Oct 18, 2002 · Amount on Record
Deed Document Number	202173963
Deed Book / Page	4188 / 122
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 29, 2021
Property Address	15 PROSPECT RD, WAYNE, NJ 07470-3941
Document Number	0000073963
Book / Page	D4188 / 122
Instrument Date	Nov 15, 2021
Instrument	2021073963
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	NOT AVAILABLE, IMPERIUM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,901.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2305 CROSSING WAY, 2305, WAYNE, NJ 07470-4732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PROSPECT RD, WAYNE, NJ 07470-3941

Mortgage

Document Number	0000073964
Date	Nov 29, 2021
Instrument	2021073964

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,900 (-) Land $105,100 Building $167,800	$272,900 (-) Land $105,100 Building $167,800
2025	$16,369.00 (+0.88%)	$272,900 (-) Land $105,100 Building $167,800	$272,900 (-) Land $105,100 Building $167,800
2024	$16,226.00 (+5.17%)
2023		$272,900 Land $105,100 Building $167,800	$272,900 Land $105,100 Building $167,800
2022	$15,429.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 units insured (10 under condo master policies) 5 of 9 individual policies on primary residences
Nearby Flood Claims	13 (1990–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Severe Storms And Inland And Coastal Flooding (Apr 2007), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.