Passaic County and Wayne Township property record for 12 Prospect Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,612 sqft · built 1969 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (May 2021) |
| Tax Bill | $12,320 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01008-0000-00036 |
| Primary APN | 14-01008-0000-00036 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,612 sqft Living Area |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Lot Area | 19,123 sqft (0.439 acres) |
| Old Parcel Number | 1400459000000013 |
|---|---|
| Street Address | 12 PROSPECT RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1008 |
| Legal Lot Number | 36 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records · APN 14-01008-0000-00036
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PROSPECT RD, WAYNE, NJ 07470-3942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| May 03, 2021 | Deed, Transfer · Conventional Mortgage ATLANTIC HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2021 · Amount on Record |
| Deed Sale | May 03, 2021 · Amount on Record |
| Prior Sale | Dec 18, 1992 |
| Deed Document Number | 202130099 |
| Deed Book / Page | 4027 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 12 PROSPECT RD, WAYNE, NJ 07470-3942 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 PROSPECT RD, WAYNE, NJ 07470-3942 |
| Document Number | 0000052166 |
|---|---|
| Date | Nov 09, 2022 |
| Book Page | M18256/60 |
| Instrument | 2022052166 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 03, 2021 |
| Property Address | 12 PROSPECT RD, WAYNE, NJ 07470-3942 |
| Document Number | 0000030099 |
| Book / Page | D4027 / 65 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021030099 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2021 |
| Title Company | RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 WEHRLI RD, 105, LONG VALLEY, NJ 07853-3419 |
| Name | Verified Name |
|---|---|
| Address | 12 PROSPECT RD, WAYNE, NJ 07470-3942 |
| Document Number | 0000030100 |
|---|---|
| Date | May 03, 2021 |
| Instrument | 2021030100 |
| Name | ATLANTIC HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,400 (-) Land $99,800 Building $105,600 | $205,400 (-) Land $99,800 Building $105,600 | |
| 2025 | $12,320.00 (+0.88%) | $205,400 (-) Land $99,800 Building $105,600 | $205,400 (-) Land $99,800 Building $105,600 |
| 2024 | $12,213.00 (+5.17%) | ||
| 2023 | $205,400 Land $99,800 Building $105,600 | $205,400 Land $99,800 Building $105,600 | |
| 2022 | $11,613.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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