Orange County property record for 15 Pine St, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 4,910 sqft Living Area |
| Lot Size | 63,173 sqft (1.45 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,600,000 (2017) |
| Tax Bill | $27,060.00 (2025) |
| Primary APN | 17-23-28-9336-30-450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,910 sqft Living Area |
| Gross Area | 6,192 sqft Gross Area |
| 1st Floor | 3,175 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 63,173 sqft (1.45 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 552 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 424 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 15 PINE ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8549 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT OF WINDERMERE G/36 LOT 45C (LESS S 50 FT) & S 17.48 FT FT OF LOT 44C |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 30 |
| Legal Lot Number | 44C,4 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 14809 |
Source: Orange County records · APN 17-23-28-9336-30-450
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 17, 2019 | Deed of Trust, Mortgage WELLS FARGO BK |
| May 05, 2017 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Apr 11, 2017 | Deed of Trust, Mortgage CHRISTENSEN FIN'L |
| Mar 22, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CHRISTENSEN FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on Record |
| Deed Sale | Mar 22, 2017 · Amount on Record |
| Prior Sale | May 30, 2002 · Amount on Record |
| Deed Doc Number | 2017154360 |
| Transfer Doc | 6516000376 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000168169 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 20220168169 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Apr 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000323434 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15 PINE ST WINDERMERE FL 347868549, WINDERMERE, FL 34786-8549 |
| Document Number | 0000323434 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 323434 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000315542 |
| Instrument Date | May 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15 PINE ST WINDERMERE FL 347868549, WINDERMERE, FL 34786-8549 |
| Document Number | 0000315542 |
|---|---|
| Date | Jun 06, 2017 |
| Instrument | 315542 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32804 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000219245 |
| Instrument Date | Apr 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 15 PINE ST WINDERMERE FL 347868549, WINDERMERE, FL 34786-8549 |
| Document Number | 0000219245 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 219245 |
| Name | CHRISTENSEN FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | 355 S RONALD REAGAN BLVD, LONGWOOD, FL 32750-5404 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 22, 2017 |
| Property Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000154360 |
| Map Reference | MB G PG 36-39 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 20170154360 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11341 ALAMEDA SANDRA DR, 11341, CLERMONT, FL 34711-6307 |
| Name | Verified Name |
|---|---|
| Address | 15 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000154361 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 20170154361 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,697,475 (+2.7%) | $2,204,650 (-0.85%) Land $1,120,000 Building $1,084,650 | |
| 2025 | $27,060.00 (+2.9%) Homeowner's exemption | $1,652,848 (+5.99%) | $2,223,630 (+6.03%) Land $1,120,000 Building $1,103,630 |
| 2024 | $26,297.00 (+3.3%) | ||
| 2023 | $25,457.00 (+2.9%) Homeowner's exemption | $1,559,482 (+3%) | $2,097,110 (+24.66%) Land $1,120,000 Building $977,110 |
| 2022 | $24,740.00 Homeowner's exemption | $1,514,060 | $1,682,293 Land $855,000 Building $827,293 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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