Orange County property record for 12 Pine St, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 4,016 sqft Living Area |
| Lot Size | 95,936 sqft (2.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,800,000 (2024) |
| Tax Bill | $50,384.00 (2025) |
| Primary APN | 17-23-28-9336-30-400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,016 sqft Living Area |
| Gross Area | 5,459 sqft Gross Area |
| 1st Floor | 2,334 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 95,936 sqft (2.2 acres) |
| Lot Width | 100 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 600 sqft Garage |
| Porch Area | 546 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 12 PINE ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8548 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT OF WINDERMERE G/36 LOT 40C |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 30 |
| Legal Lot Number | 40C |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 14809 |
Source: Orange County records · APN 17-23-28-9336-30-400
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 PINE ST, WINDERMERE, FL 34786-8548 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2024 · Amount on Record |
| Deed Sale | Oct 07, 2024 · Amount on Record |
| Prior Sale | Apr 28, 2022 · Amount on Record |
| Deed Doc Number | 2024573866 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 12 PINE ST, WINDERMERE, FL 34786-8548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12 PINE ST, WINDERMERE, FL 34786-8548 |
| Document Number | 0000276363 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 20230276363 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 28, 2022 |
| Property Address | 12 PINE ST, WINDERMERE, FL 34786-8548 |
| Document Number | 0000274459 |
| Map Reference | MB G PG 36-39 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 20220274459 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,170.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 PALM ST, 316, WINDERMERE, FL 34786-8545 |
| Name | Verified Name |
|---|---|
| Address | 12 PINE ST, WINDERMERE, FL 34786-8548 |
| Document Number | 0000274460 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 20220274460 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2037 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,020,617 (-3.63%) | $3,105,960 (-0.91%) Land $1,140,000 Building $1,965,960 | |
| 2025 | $50,384.00 (+82.17%) Homeowner's exemption | $3,134,400 (+91.12%) Land $1,140,000 Building $1,994,400 | $3,134,400 (+62.51%) Land $1,140,000 Building $1,994,400 |
| 2024 | $27,658.00 (+3.3%) | ||
| 2023 | $26,774.00 (+10.49%) Homeowner's exemption | $1,640,019 (+10.67%) | $1,928,726 (+19.05%) Land $1,140,000 Building $788,726 |
| 2022 | $24,232.00 Homeowner's exemption | $1,481,959 | $1,620,145 Land $950,000 Building $670,145 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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