Cortland County and Cortland City property record for 13 Pine St, Cortland, NY 13045
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,164 sqft · built 1907 |
| Lot Size | 0.251 acres (10,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Aug 2026) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 96.26-02-17.000 |
| Primary APN | 110200 96.26-02-17.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,164 sqft Total Area |
| 1st Floor Area | 1,032 sqft |
| 2nd Floor Area | 1,032 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Game Room | Game Room |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,960 sqft (0.251 acres) |
| Lot Dimensions | 137 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Canopy | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13 PINE ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-3208 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Subdivision | BELMONT |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970900 |
Source: Cortland County and Cortland City records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29 SANTO DOMINGO DR, TOMS RIVER, NJ 08757-6434 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Trustee's Deed, Foreclosure · VA Mortgage HOMESTEAD FUNDING CORPORATION |
| Jan 21, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on Record |
| Deed Sale | Aug 25, 2026 · Amount on Record |
| Prior Sale | Dec 4, 2015 · Amount on Record |
| Deed Document Number | 20263767 |
| Prior Transfer Date | Aug 6, 2026 |
| Prior Transfer Doc | 0000003767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 25, 2026 |
| Property Address | 13 PINE ST, CORTLAND, NY 13045-3208 |
| Document Number | 0000003767 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20263767 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 9, 2026 |
| Title Company | INDEPENDENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 SANTO DOMINGO DR, TOMS RIVER, NJ 08757-6434 |
| Document Number | 0000003768, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20263768 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jan 21, 2026 |
| Property Address | 13 PINE ST, CORTLAND, NY 13045-3208 |
| Document Number | 0000000295 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026-00295 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 54 COLONIAL DR, HORSEHEADS, NY 14845-8532 |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 | $135,000 (-) Land $17,300 Building $117,700 | $139,175 (+3.09%) Land $17,835 Building $121,340 |
| 2024 | $3,218.00 (+18.44%) | $135,000 (+75.78%) Land $17,300 Building $117,700 | $135,000 (+28.32%) Land $17,300 Building $117,700 |
| 2023 | $2,717.00 | $76,800 Land $13,300 Building $63,500 | $105,205 Land $18,219 Building $86,986 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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