15 Pine Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 15 Pine Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,591 sqft · built 2003
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$496,000 (Oct 2019)
Tax Bill	$6,643 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:011 B:034-B`

Property Details

APN / Parcel Number

Primary APN	`M:011 B:034-B`
Alternative APNs	`YORK M:0011 B:0034-B` `003690` `3690`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,591 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3690
Street Address	15 PINE MOUNTAIN RD
City	CAPE NEDDICK
State	ME
Zip	03902-7245
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Block	34-B
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4008
Census Tract	36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
Sep 27, 2019	Deed of Trust, Transfer EMBRACE HM LOANS
Apr 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	201941583
Deed Book / Page	18059 / 642
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	15 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7245
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188520735
Date	Oct 29, 2021
Book Page	18852/735
Instrument	2021063459

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	15 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7245
Document Number	0180590644
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATLAS-HERITAGE TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 PASSAIC RD CAPE NEDDICK ME 039027263, CAPE NEDDICK, ME 03902-7263

Mortgage

Document Number	0180590644
Date	Oct 1, 2019
Book Page	018059/000644
Instrument	41584

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Apr 9, 2018
Property Address	15 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902-7245
Document Number	0176910256
Book / Page	017691 / 000256
Instrument Date	Mar 29, 2018
Instrument	12970
Transaction Type	Transfer
Record Updated	May 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 PASSAIC RD CAPE NEDDICK ME 039027263, CAPE NEDDICK, ME 03902-7263

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,643.00 (+1.36%)	$805,200 (+3.2%) Land $377,100 Building $428,100
2024	$6,554.00 (+18.56%)	$780,200 (+19.26%) Land $377,100 Building $403,100
2023	$5,528.00 (+2.75%)	$654,200 (+3.97%) Land $241,300 Building $412,900
2022	$5,380.00	$629,200 Land $216,300 Building $412,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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