10 Pine Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 10 Pine Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,757 sqft · built 1985
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$798,000 (Dec 2025)
Tax Bill	$5,997 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:011 B:029`

Property Details

APN / Parcel Number

Primary APN	`M:011 B:029`
Alternative APNs	`YORK M:0011 B:0029` `006119` `6119`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,757 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	816 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6119
Street Address	10 PINE MOUNTAIN RD
City	CAPE NEDDICK
State	ME
Zip	03902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	29
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4008
Census Tract	36002

Owner

Source: York County and York Town records · APN M:011 B:029

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 07, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Oct 07, 2022 · Amount on Record
Deed Document Number	202545460
Deed Book / Page	19806 / 869
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	10 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196190550
Date	Mar 12, 2025
Book Page	19619/550
Instrument	2025007535

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Dec 16, 2025
Property Address	10 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902
Document Number	0198060869
Book / Page	19806 / 869
Instrument Date	Dec 15, 2025
Instrument	2025045460
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2025045461
Date	Dec 16, 2025
Instrument	2025045461

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2046

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Oct 07, 2022
Property Address	10 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902
Document Number	0191280736
Book / Page	19128 / 736
Instrument Date	Oct 06, 2022
Instrument	2022043287
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 PINE MOUNTAIN RD, CAPE NEDDICK, ME 03902

Mortgage

Document Number	2022043288
Date	Oct 07, 2022
Instrument	2022043288

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and York Town records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,997.00 (+3.08%)	$726,900 (+4.95%) Land $401,300 Building $325,600
2024	$5,818.00 (+28.49%)	$692,600 (+29.24%) Land $401,300 Building $291,300
2023	$4,528.00 (+5.28%)	$535,900 (+6.54%) Land $256,800 Building $279,100	$1,069,795
2022	$4,301.00	$503,000 Land $256,800 Building $246,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 129 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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