Monroe County property record for 15 Park Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,179 sqft · built 1981 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,500 (Nov 2021) |
| Tax Bill | $2,221 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00524030-000000 |
| Primary APN | 00524030-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,179 sqft Living Area |
| 1st Floor Area | 1,179 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,020 sqft (0.161 acres) |
| Porch | Florida Room |
| Porch Area | 302 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 1643289 |
|---|---|
| Street Address | 15 PARK DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | AMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO LOTS 2-3 BK 5 OR64-88/89 OR429-575 OR509-920 OR649-637 OR759-1842 OR780-65 OR809-2048 OR828-855 OR885-1456 OR1080-730 OR1080-731 OR1105-1932/33 OR1404-1012 OR1404-1013 RE 524020 COMBINED FOR ASSMT PURPOSES |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | KEY LARGO PARK AMD |
| Legal Block | 5 |
| Legal Lot Number | 2-3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 Park Dr is owned and occupied by two individuals who bought it in November 2021.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PARK DR, KEY LARGO, FL 33037-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on File |
| Deed Sale | Nov 22, 2021 · Amount on File |
| Prior Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 20212349684 |
| Deed Book / Page | 3138 / 2417 |
| Prior Transfer Date | Nov 15, 2021 |
| Prior Transfer Doc | 0031382417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 15 PARK DR, KEY LARGO, FL 33037-2520 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15 PARK DR, KEY LARGO, FL 33037-2520 |
| Document Number | 0031501019 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 3150/1019 |
| Instrument | 2358001 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 15 PARK DR, KEY LARGO, FL 33037-2520 |
| Document Number | 0031382417 |
| Book / Page | 3138 / 2417 |
| Map Reference | MB 3 PG 62 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2349684 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $472.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 PARK DR, KEY LARGO, FL 33037-2520 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $227,108 | $421,034 Land $270,095 Building $150,939 | |
| 2024 | $2,221.00 (-20.85%) | ||
| 2023 | $2,806.00 (+3.35%) Homeowner's exemption | $303,837 (+0.69%) | $393,396 (-0.53%) Land $255,879 Building $137,517 |
| 2022 | $2,715.00 Homeowner's exemption | $301,763 | $395,488 Land $255,879 Building $139,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Park Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Park Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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