15 Park Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 15 Park Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,179 sqft · built 1981
Lot Size0.161 acres (7,020 sqft)
Owner2 Individual Names on File
Last Sale$67,500 (Nov 2021)
Tax Bill$2,221 (2024)
Deeds & MortgagesJan 2022 Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN00524030-000000

Property Details

APN / Parcel Number

Primary APN00524030-000000
Alternative APNs
  • 28613900524030000000
  • 1643289

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,179 sqft Living Area
1st Floor Area1,179 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,020 sqft (0.161 acres)
PorchFlorida Room
Porch Area302 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1643289
Street Address15 PARK DR
CityKEY LARGO
StateFL
Zip33037-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionAMD PLAT OF KEY LARGO PARK PB3-62 KEY LARGO LOTS 2-3 BK 5 OR64-88/89 OR429-575 OR509-920 OR649-637 OR759-1842 OR780-65 OR809-2048 OR828-855 OR885-1456 OR1080-730 OR1080-731 OR1105-1932/33 OR1404-1012 OR1404-1013 RE 524020 COMBINED FOR ASSMT PURPOSES
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionKEY LARGO PARK AMD
Legal Block5
Legal Lot Number2-3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1026
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Park Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address15 PARK DR, KEY LARGO, FL 33037-2520
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2021 · Amount on File
Deed SaleNov 22, 2021 · Amount on File
Prior SaleOct 23, 2018 · Amount on File
Deed Document Number20212349684
Deed Book / Page3138 / 2417
Prior Transfer DateNov 15, 2021
Prior Transfer Doc0031382417
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address15 PARK DR, KEY LARGO, FL 33037-2520
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 PARK DR, KEY LARGO, FL 33037-2520

Mortgage

Document Number0031501019
DateJan 21, 2022
Book Page3150/1019
Instrument2358001
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateNov 22, 2021
Property Address15 PARK DR, KEY LARGO, FL 33037-2520
Document Number0031382417
Book / Page3138 / 2417
Map ReferenceMB 3 PG 62
Instrument DateNov 15, 2021
Instrument2349684
Transaction TypeTransfer
Record UpdatedJul 29, 2022

Transaction

AmountAmount on Record
Tax$472.50
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15 PARK DR, KEY LARGO, FL 33037-2520

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$227,108$421,034 Land $270,095 Building $150,939
2024$2,221.00 (-20.85%)
2023$2,806.00 (+3.35%) Homeowner's exemption$303,837 (+0.69%)$393,396 (-0.53%) Land $255,879 Building $137,517
2022$2,715.00 Homeowner's exemption$301,763$395,488 Land $255,879 Building $139,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Park Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Park Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park Dr

Nearby Streets

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