13 Park Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 13 Park Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 817 sqft · built 1977
Lot Size	0.074 acres (3,240 sqft)
Owner	Owner Name on File
Last Sale	$305,000 (Dec 2004)
Tax Bill	$1,604 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00524040-000000`

Property Details

APN / Parcel Number

Primary APN	`00524040-000000`
Alternative APNs	`28613900524040000000` `1643297`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	817 sqft Living Area
1st Floor Area	817 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,240 sqft (0.074 acres)

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	319 sqft
Patio Area	165 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1643297
Old Parcel Number	28613900524040000000
Street Address	13 PARK DR
City	KEY LARGO
State	FL
Zip	33037-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO LOT 4 BLK 5 LESS THE N'LY 5' OR522-627 OR698-666 OR708-513 OR752-764 OR818-857
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	5
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1026
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 13 Park Dr bought it in December 2004.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Owner Name on File
Mailing Address	13 PARK DR, KEY LARGO, FL 33037-2520
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2004 · Amount on File
Deed Sale	Dec 7, 2004 · Amount on File
Prior Sale	May 19, 1999 · Amount on File
Deed Document Number	1482864
Deed Book / Page	2064 / 1402
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	13 PARK DR, KEY LARGO, FL 33037-2520
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PARK DR, KEY LARGO, FL 33037-2520

Mortgage

Document Number	0031122444
Date	Jul 16, 2021
Book Page	3112/2444
Instrument	2330417

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,642	$338,732 Land $216,999 Building $121,733
2024	$1,604.00 (+7.51%)
2023	$1,492.00 (+4.12%) Homeowner's exemption	$138,360 (+3%)	$313,132 (-0.56%) Land $205,578 Building $107,554
2022	$1,433.00 Homeowner's exemption	$134,331	$314,881 Land $205,578 Building $109,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Park Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Park Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Park Dr

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