15 Osceola Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Osceola Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,368 sqft · built 1952
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$684,000 (Sep 2022)
Tax Bill	$14,557 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04307-0000-00063`

Property Details

APN / Parcel Number

Primary APN	`14-04307-0000-00063`
Alternative APNs	`1400669B00003A` `140430700063`

Interior

Building Area	2,368 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Old Parcel Number	1400669B00003A
Street Address	15 OSCEOLA RD
City	WAYNE
State	NJ
Zip	07470-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	4307
Legal Lot Number	63
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1010
Census Tract	246002

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	317 GREENWAY RD, RIDGEWOOD, NJ 07450-4726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Oct 6, 2016 · Amount on Record
Deed Document Number	202245648
Deed Book / Page	4397 / 44
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 20, 2022
Property Address	15 OSCEOLA RD, WAYNE, NJ 07470-5001
Document Number	0000045648
Book / Page	D4397 / 44
Instrument Date	Jun 23, 2022
Instrument	2022045648
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,049.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MAIN STREET # 44, 44, WHITEFORD, MD 21160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 GREENWAY RD, RIDGEWOOD, NJ 07450-4726

Mortgage

Document Number	0000045649
Date	Sep 20, 2022
Instrument	2022045649

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 OSCEOLA RD, WAYNE, NJ 07470-5001
Document Number	0000049501
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 OSCEOLA RD WAYNE NJ 074705001, WAYNE, NJ 07470-5001

Mortgage

Document Number	0000049501
Date	Oct 29, 2018
Book Page	015265/000228
Instrument	49501

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,700 (-) Land $122,700 Building $120,000	$242,700 (-) Land $122,700 Building $120,000
2025	$14,557.00 (+0.88%)	$242,700 (-) Land $122,700 Building $120,000	$242,700 (-) Land $122,700 Building $120,000
2024	$14,430.00 (+5.16%)
2023		$242,700 Land $122,700 Building $120,000	$242,700 Land $122,700 Building $120,000
2022	$13,722.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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