36 Osceola Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 36 Osceola Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1950
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Apr 2018)
Tax Bill	$12,332 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-04303-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-04303-0000-00013`
Alternative APNs	`1400669C00007` `140430300013`

Interior

Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Lot Area	16,335 sqft (0.375 acres)

Location & Zoning

Old Parcel Number	1400669C00007
Street Address	36 OSCEOLA RD
City	WAYNE
State	NJ
Zip	07470-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	PINES LAKE CO SEC #2
Legal Block	4303
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6001
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 19, 2018	Deed of Trust, Transfer · Conventional with PMI ALTERRA HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Feb 5, 2001 · Amount on Record
Deed Document Number	201818903
Deed Book / Page	3296 / 100
Prior Transfer Date	Aug 6, 1999
Prior Transfer Doc	0000092458
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Sep 14, 2026
Property Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002
Document Number	0000032097
Book / Page	20132 / 215
Instrument Date	Sep 5, 2026
Instrument	202632097
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002

Mortgage

Document Number	0000032097,
Date	Sep 14, 2026
Book Page	20132/215
Instrument	202632097

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2056

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002

Mortgage

Document Number	0000013274
Date	Apr 24, 2024
Book Page	M18887/124
Instrument	2024013274

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022450
Date	May 21, 2020
Book Page	M16164/171
Instrument	2020022450

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	36 OSCEOLA RD, WAYNE, NJ 07470-5002
Document Number	0000018904
Instrument Date	Apr 19, 2018
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	NFTS TITLE AGENCY LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 OSCEOLA RD WAYNE NJ 074705002, WAYNE, NJ 07470-5002

Mortgage

Document Number	0000018904
Date	Apr 27, 2018
Book Page	014996/000115
Instrument	18904

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,600 (-) Land $119,300 Building $86,300	$205,600 (-) Land $119,300 Building $86,300
2025	$12,332.00 (+0.88%)	$205,600 (-) Land $119,300 Building $86,300	$205,600 (-) Land $119,300 Building $86,300
2024	$12,224.00 (+5.16%)
2023		$205,600 Land $119,300 Building $86,300	$205,600 Land $119,300 Building $86,300
2022	$11,624.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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