Volusia County property record for 15 N St Andrews Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,565 sqft · built 1963 |
| Lot Size | 0.389 acres (16,950 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $112,000 (Dec 1989) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3242-10-12-0010 |
| Primary APN | 3242-10-12-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,565 sqft Living Area |
| Gross Area | 3,369 sqft |
| 1st Floor Area | 2,565 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,950 sqft (0.389 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 804 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3000986 |
|---|---|
| Street Address | 15 N ST ANDREWS DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 12 TOMOKA OAKS COUNTRY CLUB ESTATES UNIT 1 MB 25 PGS 58 & 59 PER OR 3405 PG 1634 PER OR 6879 PG 2715 PER OR 8421 PG 2183 |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 42 |
| Legal Subdivision | TOMOKA OAKS COUNTRY CLUB ESTATE |
| Legal Tract | 10 |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80807 |
Source: Volusia County records · APN 3242-10-12-0010
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 19, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 11, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 16, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 1989 · Amount on Record |
| Deed Sale | Dec 15, 1989 · Amount on Record |
| Prior Sale | Nov 15, 1988 · Amount on Record |
| Deed Book / Page | 3405 / 1634 |
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000049254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Mar 19, 2026 |
| Property Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Document Number | 0088283265 |
| Book / Page | 8828 / 3265 |
| Map Reference | MB 25 PG 58 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026049254 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Transaction Type | Mortgage |
| Record Updated | Aug 08, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Document Number | 0084304410 |
|---|---|
| Date | Jul 11, 2023 |
| Book Page | 8430/4410 |
| Instrument | 2023139889 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 16, 2023 |
| Property Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Document Number | 0084212183 |
| Book / Page | 8421 / 2183 |
| Map Reference | MB 25 PG 58&59 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023123945 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
| Name | Verified Name |
|---|---|
| Address | 15 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3838 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,387 (+2.7%) | $341,278 (-0.31%) Land $52,680 Building $288,598 | |
| 2025 | $2,132.00 (+7.73%) Homeowner's exemption | $172,724 (+5.99%) | $342,337 (+0.96%) Land $52,680 Building $289,657 |
| 2023 | $1,979.00 (+3.61%) Homeowner's exemption | $162,968 (+3%) | $339,077 (+7.15%) Land $51,626 Building $287,451 |
| 2022 | $1,910.00 Homeowner's exemption | $158,221 | $316,447 Land $51,626 Building $264,821 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 11 (1987–2024) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 174 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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