15 N Pointe Ln, Moneta, VA 24121 Property Records

Franklin County property record for 15 N Pointe Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,791 sqft · built 2000
Lot Size	0.906 acres (39,465 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Mar 2024)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`032 06-001 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-001 00`
Alternative APN	`8562`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	1,725 sqft
Basement Area	1,777 sqft
Finished Basement	1,422 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	39,465 sqft (0.906 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	191 sqft
Patio Area	271 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8562
Street Address	15 N POINTE LN
City	MONETA
State	VA
Zip	24121-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE BOARDWALK LOT 1
Legal Subdivision	BOARDWALK
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

15 N Pointe Ln is owned and occupied by two individuals who bought it in March 2024.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 N POINTE LN, MONETA, VA 24121-3444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST ADVANTAGE FEDERAL CREDIT UNION
Mar 15, 2024	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Deed Document Number	20241433
Deed Book / Page	1210 / 1458
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Apr 6, 2026
Property Address	15 N POINTE LN, MONETA, VA 24121-3444
Document Number	0000002091
Book / Page	1243 / 1098
Instrument Date	Mar 31, 2026
Instrument	20262091
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 N POINTE LN, MONETA, VA 24121-3444

Mortgage

Document Number	0000002091,
Date	Apr 6, 2026
Book Page	1243/1098
Instrument	20262091

Lender

Name	FIRST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2056

Interest

Rate	6%
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 15, 2024
Property Address	15 N POINTE LN, MONETA, VA 24121-3444
Document Number	0012101458
Book / Page	1210 / 1458
Map Reference	MB 561 PG 381
Instrument Date	Mar 14, 2024
Instrument	240001433
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 N POINTE LN, MONETA, VA 24121-3444

Tax Assessment & Valuation

The 2025 property tax bill for 15 N Pointe Ln was $3,148.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00	$732,100 Land $110,000 Building $622,100	$732,100 Land $110,000 Building $622,100
2023	$2,925.00	$479,600 (-) Land $105,000 Building $374,600	$479,600 (-) Land $105,000 Building $374,600
2022		$479,600 Land $105,000 Building $374,600	$479,600 Land $105,000 Building $374,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 N Pointe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 N Pointe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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