146 N Pointe Ln, Moneta, VA 24121 Property Records

Franklin County property record for 146 N Pointe Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,842 sqft · built 2016
Lot Size	0.611 acres (26,615 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Sep 2005)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 06-008 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-008 00`
Alternative APN	`8570`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	1,842 sqft
Basement Area	1,842 sqft
Finished Basement	85 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2021
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,615 sqft (0.611 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	528 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	71 sqft
Deck Area	312 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8570
Street Address	146 N POINTE LN
City	MONETA
State	VA
Zip	24121-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE BOARDWALK LOT 8
Legal Subdivision	BOARDWALK
Legal Lot Number	8
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	146 N POINTE LN, MONETA, VA 24121-3445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FCU
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2005 · Amount on Record
Deed Sale	Sep 28, 2005 · Amount on Record
Deed Document Number	200511587
Deed Book / Page	863 / 205
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	146 N POINTE LN, MONETA, VA 24121-3445
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ACQUISITION TTL & SETMNT AGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011451344
Date	Aug 25, 2020
Book Page	1145/1344
Instrument	200006212

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	146 N POINTE LN, MONETA, VA 24121-3445
Document Number	0010901872
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 N POINTE LN MONETA VA 24121, MONETA, VA 24121

Mortgage

Document Number	0010901872
Date	Mar 24, 2017
Book Page	001090/001872
Instrument	1815

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (+33.49%)	$1,209,800 (+89.36%) Land $299,800 Building $910,000	$1,209,800 (+89.36%) Land $299,800 Building $910,000
2023	$3,897.00	$638,900 (-) Land $294,800 Building $344,100	$638,900 (-) Land $294,800 Building $344,100
2022		$638,900 Land $294,800 Building $344,100	$638,900 Land $294,800 Building $344,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband, ZiTEL.

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