15 N 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 15 N 3rd St, Cheney, WA 99004

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,824 sqft · built 1985
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Nov 2019)
Tax Bill	$3,233 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13124.1618`

Property Details

APN / Parcel Number

Primary APN	`13124.1618`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	15 N 3RD ST
City	CHENEY
State	WA
Zip	99004-2117
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	CHENEY CHENEY NORMAL ADD LT 10, BLK 16
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY CHENEY NORMAL ADD
Legal Block	16
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3045
Census Tract	14001

Owner

Source: Spokane County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 N 3RD ST, CHENEY, WA 99004-2117
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Quit Claim Deed, Transfer · Line of Credit NUMERICA CU
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Nov 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	20196861889
Last Transfer Date	Sep 29, 2021
Transfer Doc	0007133399
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 1, 2021
Property Address	15 N 3RD ST, CHENEY, WA 99004-2117
Document Number	0007133399
Map Reference	VOL C PG 87
Instrument Date	Sep 29, 2021
Instrument	7133399
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007133400
Date	Oct 1, 2021
Instrument	7133400

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 7, 2019
Property Address	15 N 3RD ST, CHENEY, WA 99004-2117
Document Number	0006861889
Map Reference	VOL K PG 1
Instrument Date	Nov 4, 2019
Instrument	6861889
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,209.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 S HARMON EXTENSION RD, SPOKANE, WA 99223-9347

Mortgage

Document Number	0006861891
Date	Nov 7, 2019
Instrument	6861891

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 7, 2019
Property Address	15 N 3RD ST, CHENEY, WA 99004-2117
Document Number	0006861890
Instrument Date	Nov 4, 2019
Instrument	6861890
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 S HARMON EXTENSION RD SPOKANE WA 992239347, SPOKANE, WA 99223-9347

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,233.00 (+3.22%)	$295,500 (+1.9%) Land $60,000 Building $235,500	$295,500 (+1.9%) Land $60,000 Building $235,500
2025	$3,132.00 (+30.61%)	$290,000 (+1.4%) Land $50,000 Building $240,000	$290,000 (+1.4%) Land $50,000 Building $240,000
2024		$286,000 (+35.55%) Land $75,000 Building $211,000	$286,000 (+35.55%) Land $75,000 Building $211,000
2023	$2,398.00 (+2.43%)	$211,000 Land $40,000 Building $171,000	$211,000 Land $40,000 Building $171,000
2022	$2,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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