120 N 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 120 N 3rd St, Cheney, WA 99004

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,546 sqft · built 1950
Lot Size0.287 acres (12,500 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Sep 2005)
Tax Bill$511 (2026)
Flood ZoneZone X (minimal risk)
APN13124.1001

Property Details

APN / Parcel Number

Primary APN13124.1001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,546 sqft Living Area
Gross Area1,834 sqft
1st Floor Area1,546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces4 Parking Spaces
Patio Area192 sqft
Canopy192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address120 N 3RD ST
CityCHENEY
StateWA
Zip99004-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCHENEY NORMAL ADD TO THE CITY OF L1-2 B10
Legal Range41E
Legal Township23N
Legal Section12
Legal SubdivisionCHENEY NORMAL ADD
Legal Block10
Legal Lot Number1-2
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group3
Census Block3036
Census Tract14001

Owner

120 N 3rd St is owned and occupied by an individual who bought it in September 2005.

Source: Spokane County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address120 N 3RD ST, CHENEY, WA 99004-2120
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2005 · Amount on File
Deed SaleSep 15, 2005 · Amount on File
Deed Document Number20055275718
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 120 N 3rd St was $511 with a senior citizen's exemption, up 15.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$511.00 (+15.87%) Senior Citizen's exemption$355,800 Land $90,000 Building $265,800$355,800 Land $90,000 Building $265,800
2025$441.00 Disabled Person's exemption Senior Citizen's exemption
2024$311,900 (+49.38%) Land $75,000 Building $236,900$311,900 (+49.38%) Land $75,000 Building $236,900
2023$408.00 (-15.18%) Disabled Person's exemption Senior Citizen's exemption$208,800 Land $40,000 Building $168,800$208,800 Land $40,000 Building $168,800
2022$481.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 N 3rd St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 64% of Washington
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHENEY
serves 16,954 people · EPA ID WA5312400
Water SourceGroundwater
Last State InspectionOct 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
1,000 / 1,000
DCI
Cable
1,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number