West Warwick Town property record for 15 Mill St, West Warwick, RI 02893
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,586 sqft · built 1880 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,000 (Sep 2025) |
| Tax Bill | $5,032 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0594-37 |
| Primary APN | 18-0594-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,527 sqft |
| Basement Area | 791 sqft |
| Unfinished Basement | 791 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18-0594-37 |
|---|---|
| Street Address | 15 MILL ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-5005 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 20300 |
15 Mill St, a duplex, is owned and occupied by two individuals who bought it in September 2025.
Source: West Warwick Town records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jun 10, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) RHODE ISLAND HOUSING & MTG FIN CORP |
| Jun 10, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE |
| Jun 10, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE |
| Dec 22, 2017 | Warranty Deed, Transfer COASTWAY COMMERCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Jun 10, 2021 · Amount on File |
| Transfer Doc | 2057-244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Sep 22, 2025 |
| Property Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 0024903588 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2490-3588 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 0024903589 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2490-3589 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0024903590 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2490-3590 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | , 2486-3772 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2486-3772 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Jun 10, 2021 |
| Property Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 24863770 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2486-3770 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 24863771 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2486-3771 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0024863772 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2486-3772 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Jun 10, 2021 |
| Property Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 2486-3770 |
| Book / Page | D |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2486-3770 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 24863771 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2486-3771 |
| Name | HOMESPIRE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Dec 22, 2017 |
| Property Address | 15 MILL ST, WEST WARWICK, RI 02893-5005 |
| Document Number | 2482-4547 |
| Book / Page | 2482 / 4547 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Dec 22, 2017 |
|---|
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 22, 2047 |
The 2025 property tax bill for 15 Mill St was $5,032.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,032.00 | $329,100 Land $75,700 Building $253,400 |
| 2023 | $4,425.00 | $220,500 Land $48,100 Building $172,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 15 (1979–2024) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Mill St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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