14 Mill St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 14 Mill St, West Warwick, RI 02893

Property Summary

Property TypeDuplex
Details6 bd · 3.5 ba · 1,440 sqft · built 1930
Lot Size0.122 acres (5,336 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Mar 2021)
Tax Bill$5,588 (2025)
Deeds & MortgagesNov 2021 Refinance
Mar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-1231-32

Property Details

APN / Parcel Number

Primary APN3-1231-32
Alternative APNs
  • WWAR 006-0181-0-000
  • 006=0181=0=000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area2,890 sqft
Basement Area1,320 sqft
Unfinished Basement1,320 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,336 sqft (0.122 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3-1231-32
Street Address14 MILL ST
CityWEST WARWICK
StateRI
Zip02893-5006
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeADCD
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group5
Census Block5011
Census Tract20300

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14 MILL ST, WEST WARWICK, RI 02893-5006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME LOAN AND INVESTMENT BANK FSB
Mar 16, 2021Warranty Deed, Transfer · FHA Mortgage
SEMPER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Deed Document Number20212486-1711
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address14 MILL ST, WEST WARWICK, RI 02893-5006
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024866869
DateNov 5, 2021
Instrument2486-6869
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST WARWICK RI
Recording DateMar 16, 2021
Property Address14 MILL ST, WEST WARWICK, RI 02893-5006
Document Number0024861711
Instrument DateMar 15, 2021
Instrument2486-1711
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 MILL ST, WEST WARWICK, RI 02893-5006

Mortgage

Document Number0024861712
DateMar 16, 2021
Instrument2486-1712
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,588.00 (+21.58%)$365,500 (+59.61%) Land $57,100 Building $308,400
2023$4,596.00$229,000 Land $35,700 Building $193,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims15 (1979–2024)
Claims Outside the SFHA8 of 15
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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