15 Melvin Rd, Warner, NH 03278 Property Records

Merrimack County and Warner Town property record for 15 Melvin Rd, Warner, NH 03278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1977
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Oct 2021)
Tax Bill	$6,888 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`WRNR M:12 L:010`

Property Details

APN / Parcel Number

Primary APN	`WRNR M:12 L:010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,395 sqft Living Area
Gross Area	3,385 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	12,284 sqft (0.282 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 MELVIN RD
City	WARNER
State	NH
Zip	03278-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - M
Legal Lot Number	10
Jurisdiction	WARNER TOWN NH
Township / Civil Division	WARNER
Census Block Group	2
Census Block	2055
Census Tract	38500

Owner

15 Melvin Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Merrimack County and Warner Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 MELVIN RD, WARNER, NH 03278-4103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit GRANITE STATE CU
Oct 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GRANITE STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Oct 19, 2001 · Amount on File
Deed Document Number	2021202100027268
Deed Book / Page	3765 / 393
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	15 MELVIN RD, WARNER, NH 03278-4103
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019399
Date	Nov 26, 2025
Book Page	3912/766
Instrument	202500019399

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARNER TOWN NH
Recording Date	Oct 22, 2021
Property Address	15 MELVIN RD, WARNER, NH 03278-4103
Document Number	202100027268
Book / Page	3765 / 393
Instrument Date	Oct 22, 2021
Instrument	202100027268
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 FERRY ST, HUDSON, NH 03051-4324

Mortgage

Document Number	202100027269
Date	Oct 22, 2021
Instrument	202100027269

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Melvin Rd was $6,888.

Source: Merrimack County and Warner Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Warner Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,888.00	$397,700 Land $144,200 Building $253,500
2023			$455,810
2016	$3,217.00	$117,680 Land $35,000 Building $82,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Melvin Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Melvin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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