15 Melody Ln, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 15 Melody Ln, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Lot Size0.033 acres (1,414 sqft)
OwnerCompany Name on File
Last Sale$1,063,036 (Jan 2023)
Tax Bill$20,826 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63 00601-0000-00001-01-C015

Property Details

APN / Parcel Number

Primary APN63 00601-0000-00001-01-C015
Alternative APN
  • 63-00601-0000-00001-01-C0015

Exterior

Architectural StyleCondo/Apartment
Lot Area1,414 sqft (0.033 acres)

Location & Zoning

Old Parcel Number630060100000000101C015
Street Address15 MELODY LN
CitySADDLE RIVER
StateNJ
Zip07458-1857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionGROVE/UPPER SADDLE RIVER
Legal Block601
Legal Lot Number1.01
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group2
Census Block2013
Census Tract53202

Owner

15 Melody Ln is owned by a company that acquired it in January 2025.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address15 MELODY LN, SADDLE RIVER, NJ 07458-1857
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on File
Deed SaleJan 11, 2023 · Amount on File
Prior SaleFeb 27, 2020 · Amount on File
Deed Document Number20233027
Deed Book / Page4902 / 597
Last Transfer DateJan 10, 2025
Transfer Doc0000009137
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 11, 2023
Property Address15 MELODY LN, UPPER SADDLE RIVER, NJ 07458-1857
Document Number0049020597
Book / Page4902 / 597
Instrument DateDec 8, 2022
Instrument2023003027
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyWESTMINSTER ABSTRACT COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$20,973.71
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 MELODY CT, UPPER SADDLE RIVER, NJ 07458-1857

Mortgage

Document Number0049020608
DateJan 11, 2023
Book Page4902/608
Instrument2023003028
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$818,000 (-) Land $168,000 Building $650,000$818,000 (-) Land $168,000 Building $650,000
2025$818,000 Land $168,000 Building $650,000$818,000 Land $168,000 Building $650,000
2024$20,826.00
2023$818,000 Land $168,000 Building $650,000$818,000 Land $168,000 Building $650,000
2022$4,401.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Melody Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Melody Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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