Bergen County and Upper Saddle River Borough property record for 12 Melody Ln, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.033 acres (1,415 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,072,500 (Apr 2023) |
| Tax Bill | $20,826 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63 00601-0000-00001-01-C027 |
| Primary APN | 63 00601-0000-00001-01-C027 |
|---|---|
| Alternative APN |
|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 1,415 sqft (0.033 acres) |
| Old Parcel Number | 630060100000000101C027 |
|---|---|
| Street Address | 12 MELODY LN, 27 |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-1857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GROVE/UPPER SADDLE RIVER |
| Legal Block | 601 |
| Legal Lot Number | 1.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 MELODY LN, SADDLE RIVER, NJ 07458-1857 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Deed Document Number | 202327736 |
| Deed Book / Page | 4979 / 342 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0000009137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 25, 2023 |
| Property Address | 12 MELODY LN, UPPER SADDLE RIVER, NJ 07458-1857 |
| Document Number | 0049790342 |
| Book / Page | 4979 / 342 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023027736 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,177.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204 |
| Name | Verified Name |
|---|---|
| Address | 12 MELODY LN, UPPER SADDLE RIVER, NJ 07458-1857 |
| Document Number | 2023027737 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023027737 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.07% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $818,000 (-) Land $168,000 Building $650,000 | $818,000 (-) Land $168,000 Building $650,000 | |
| 2025 | $818,000 (+65.92%) Land $168,000 Building $650,000 | $818,000 (+65.92%) Land $168,000 Building $650,000 | |
| 2024 | $20,826.00 (+373.21%) | ||
| 2023 | $493,000 Land $168,000 Building $325,000 | $493,000 Land $168,000 Building $325,000 | |
| 2022 | $4,401.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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