15 Madison Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 15 Madison Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 7,275 sqft · built 2004
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on File
Last Sale	$8,000,000 (Dec 2019)
Tax Bill	$51,292 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00088-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`47-00088-0000-00009`
Alternative APN	`470008800009`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	18 Rooms
Stories	2 Stories
Building Area	7,275 sqft Living Area
1st Floor Area	3,378 sqft
Upper Floors Area	2,856 sqft
Basement Area	3,198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Other
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	177 sqft
Patio Area	945 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	15 MADISON AVE
City	SPRING LAKE
State	NJ
Zip	07762-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	L10-12
Legal Subdivision	SPRING LAKE
Legal Block	88
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3006
Census Tract	809100

Owner

15 Madison Ave is owned and occupied by an individual who bought it in December 2019.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15 MADISON AVE, SPRING LAKE, NJ 07762-1409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Prior Sale	May 16, 2002 · Amount on File
Deed Document Number	2019122060
Deed Book / Page	9386 / 5828
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 19, 2019
Property Address	15 MADISON AVE, SPRING LAKE, NJ 07762-1409
Document Number	0000122060
Book / Page	009386 / 005828
Instrument Date	Nov 9, 2019
Instrument	122060
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	15 MADISON AVE SPRING LAKE NJ 077621409, SPRING LAKE, NJ 07762-1409

Mortgage

Document Number	122061
Date	Dec 19, 2019
Book Page	009386/005853
Instrument	122061

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Madison Ave was $51,292, up 2% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,972,000 (+6.67%) Land $7,906,100 Building $4,065,900	$11,972,000 (+6.67%) Land $7,906,100 Building $4,065,900
2025	$51,292.00 (+2.01%)	$11,223,600 Land $7,246,100 Building $3,977,500	$11,223,600 Land $7,246,100 Building $3,977,500
2024	$50,283.00
2023		$10,056,300 Land $5,695,800 Building $4,360,500	$10,056,300 Land $5,695,800 Building $4,360,500
2022	$48,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Madison Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20