101 Madison Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 101 Madison Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,201 sqft · built 1896
Lot Size	0.517 acres (22,499 sqft)
Owner	2 Individual Names on File
Tax Bill	$30,058 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`47-00087-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`47-00087-0000-00001`
Alternative APN	`470008700001`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,201 sqft Living Area
1st Floor Area	1,885 sqft
Upper Floors Area	1,524 sqft
Basement Area	1,193 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Colonial
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,499 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Porch	Open Porch
Deck Area	42 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	101 MADISON AVE
City	SPRING LAKE
State	NJ
Zip	07762-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	ALSO LOTS 2 & 3 NIT 1A
Legal Block	87
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3007
Census Tract	809100

Owner

101 Madison Ave is owned and occupied by two individuals who acquired it in June 2025.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 MADISON AVE, SPRING LAKE, NJ 07762-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 3, 2025
Transfer Doc	0097417405
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	101 MADISON AVE, SPRING LAKE, NJ 07762-1411
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2221 LANDMARK PLACE, WALL, NJ

Mortgage

Document Number	0094891195
Date	Mar 10, 2021
Book Page	9489/1195
Instrument	2021037541

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Jan 28, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 101 Madison Ave was $30,058, up 7.7% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,051,200 (+7.21%) Land $6,234,800 Building $816,400	$7,051,200 (+7.21%) Land $6,234,800 Building $816,400
2025	$30,058.00 (+7.67%)	$6,577,200 Land $5,794,800 Building $782,400	$6,577,200 Land $5,794,800 Building $782,400
2024	$27,916.00
2023		$5,367,800 Land $4,620,000 Building $747,800	$5,367,800 Land $4,620,000 Building $747,800
2022	$25,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Madison Ave in Zone X, an area of minimal flood risk, though there have been 440 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	421 units insured incl. 194 condo units
Nearby Flood Claims	440 (1979–2025)
Claims Outside the SFHA	142 of 440
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 153 claims Hurricane Irene, Aug 2011 · 103 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20