15 Lachine St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 15 Lachine St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,210 sqft · built 1958
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Apr 2021)
Tax Bill	$3,982 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-00057`

Property Details

APN / Parcel Number

Primary APN	`88-00057`
Alternative APN	`CHIC M:0088 P:00057`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	968 sqft
Attic	Attic
Attic Area	968 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Game Room	Game Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	88-00057
Street Address	15 LACHINE ST
City	CHICOPEE
State	MA
Zip	01020-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1039
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 LACHINE ST, CHICOPEE, MA 01020-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARBORONE MORTGAGE
Apr 28, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARBORONE MORTGAGE
Apr 28, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Aug 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jul 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Book / Page	23848 / 471
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	15 LACHINE ST, CHICOPEE, MA 01020-3329
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	023927-454
Date	Jun 8, 2021
Book Page	23927/454
Instrument	39122

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	15 LACHINE ST, CHICOPEE, MA 01020-3329
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23848-487
Date	Apr 28, 2021
Book Page	23848/487
Instrument	28598

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 28, 2021
Property Address	15 LACHINE ST, CHICOPEE, MA 01020-3329
Document Number	23848-471
Book / Page	23848 / 471
Instrument Date	Apr 28, 2021
Instrument	28596
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MADISON ST, CHICOPEE, MA 01020-2521
Investor	Possibly a Property Investor

Mortgage

Document Number	28597
Date	Apr 28, 2021
Instrument	28597

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	023848-487
Date	Apr 28, 2021
Book Page	23848/487
Instrument	28598

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	15 LACHINE ST, CHICOPEE, MA 01020-3329
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23352-536
Date	Aug 7, 2020
Book Page	23352/536
Instrument	43102

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 15, 2020
Property Address	15 LACHINE ST, CHICOPEE, MA 01020-3329
Document Number	23311-434
Book / Page	023311 / 000434
Instrument Date	Jul 13, 2020
Instrument	37878
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LACHINE ST CHICOPEE MA 010203329, CHICOPEE, MA 01020-3329

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,982.00 (+3.56%)	$261,300 (+3.04%) Land $80,000 Building $181,300	$287,374 (-8.14%)
2025	$3,845.00 (+5.43%)	$253,600 (+2.63%) Land $76,400 Building $177,200	$312,835
2024	$3,647.00 (+7.96%)	$247,100 (+10.81%) Land $74,900 Building $172,200
2023	$3,378.00	$223,000 Land $68,100 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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