Hampden County and Chicopee City property record for 38 Lachine St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,050 sqft · built 1947 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2018) |
| Tax Bill | $3,834 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87-00008 |
| Primary APN | 87-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 3,166 sqft |
| 1st Floor Area | 840 sqft |
| Attic | Attic |
| Attic Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 87-00008 |
|---|---|
| Street Address | 38 LACHINE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 810700 |
Source: Hampden County and Chicopee City records · APN 87-00008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed, Transfer · Conventional Mortgage WESTFIELD BANK FSB |
| Jul 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Jul 02, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB |
| Jul 02, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB |
| Oct 18, 2018 | Warranty Deed, Transfer · Conventional with PMI WESTFIELD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Prior Sale | Jul 05, 2005 · Amount on Record |
| Deed Document Number | 2018216237 |
| Last Transfer Date | Jun 28, 2021 |
| Transfer Doc | 0000226863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 25, 2026 |
| Property Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 0000242306 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 242306 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 0000242307 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 242307 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | , 226864 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 226864 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 02, 2021 |
| Property Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 226863 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 226863 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 226864 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 226864 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 02, 2021 |
| Property Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 0000226863 |
| Instrument Date | Jun 28, 2021 |
| Instrument | 226863 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 0000226864 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 226864 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 18, 2018 |
| Property Address | 38 LACHINE ST, CHICOPEE, MA 01020-3330 |
| Document Number | 0000216237 |
| Instrument Date | Oct 09, 2018 |
| Instrument | 216237 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $883.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 59 SOMERSET RD CHICOPEE MA 010202883, CHICOPEE, MA 01020-2883 |
| Document Number | 216238 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 216238 |
| Name | WESTFIELD BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,834.00 (+5.42%) | $252,900 (+2.64%) Land $102,800 Building $150,100 | $281,105 |
| 2024 | $3,637.00 (+6.69%) | $246,400 (+9.51%) Land $100,700 Building $145,700 | |
| 2023 | $3,409.00 | $225,000 Land $91,600 Building $133,400 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Chicopee Municipal Lighting Plant Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 539 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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