15 Kaye St, Berea, KY 40403 Property Records

Madison County property record for 15 Kaye St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,211 sqft
Lot Size	0.612 acres (26,692 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jul 2023)
Tax Bill	$1,966 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B006-001A-0001`

Property Details

APN / Parcel Number

Primary APN	`B006-001A-0001`
Alternative APNs	`128433` `89223` `58091`

Interior

Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,189 sqft
Basement Area	1,189 sqft
Unfinished Basement	1,189 sqft

Exterior

Exterior Material	Brick Veneer
Lot Area	26,692 sqft (0.612 acres)

Location & Zoning

Account Number	58091
Street Address	15 KAYE ST
City	BEREA
State	KY
Zip	40403-1442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY ADDT LOT 12 BLK A
Legal Subdivision	HURLEY
Legal Block	A
Legal Lot Number	12
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2003
Census Tract	11201

Owner

Source: Madison County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 KAYE ST, BEREA, KY 40403-1442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
May 18, 2021	Correction Deed
May 18, 2021	Deed, Transfer
Sep 10, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	202314157748
Deed Book / Page	841 / 61
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	0014087595
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 19, 2023
Property Address	15 KAYE ST, BEREA, KY 40403-1442
Document Number	000D841/61
Book / Page	D841 / 61
Map Reference	MB 1 PG 104
Instrument Date	Jul 14, 2023
Instrument	2014157748
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 RICHMOND RD, IRVINE, KY 40336-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KAYE ST, BEREA, KY 40403-1442

Mortgage

Document Number	2014157751
Date	Jul 19, 2023
Instrument	2014157751

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	42 HURLEY ST, BEREA, KY 40403-1450
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 DEER RUN RD, IRVINE, KY 40336-9275

Mortgage

Document Number	00M2194/91
Date	Oct 4, 2022
Book Page	M2194/91
Instrument	2014114369

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	IRVINE, KY 40336

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2047

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON KY
Recording Date	May 18, 2021
Property Address	42 HURLEY ST, BEREA, KY 40403-1450
Document Number	00D805/301
Book / Page	D805 / 301
Map Reference	MB 1 PG 104
Instrument Date	May 13, 2021
Instrument	2014037223
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BAKER ST, BEREA, KY 40403-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1086, BEREA, KY 40403-3086

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 18, 2021
Property Address	42 HURLEY ST, BEREA, KY 40403-1450
Document Number	00D805/307
Book / Page	D805 / 307
Map Reference	MB 1 PG 104
Instrument Date	May 3, 2021
Instrument	2014037224
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1086, BEREA, KY 40403-3086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 DEER RUN RD, IRVINE, KY 40336-9275

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 10, 2020
Property Address	42 HURLEY ST, BEREA, KY 40403-1450
Document Number	D00793/756
Book / Page	D00793 / 756
Instrument Date	Sep 4, 2020
Instrument	2014019946
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BAKER ST, BEREA, KY 40403-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1086, BEREA, KY 40403-3086

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,966.00 (+76.96%)	$165,000 (+94.12%)	$165,000 (+94.12%)
2023	$1,111.00 (+3.06%)	$85,000 (-)	$85,000 (-)
2022	$1,078.00	$85,000	$85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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