70 Kaye St, Berea, KY 40403 Property Records

Madison County property record for 70 Kaye St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,280 sqft
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$216,100 (Aug 2025)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B001-0006-0001-A`

Property Details

APN / Parcel Number

Primary APN	`B001-0006-0001-A`
Alternative APNs	`133565` `96369` `63465`

Interior

Stories	2 Stories
Building Area	1,280 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Account Number	63465
Street Address	70 KAYE ST
City	BEREA
State	KY
Zip	40403-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B (0.17 ACRES)
Legal Lot Number	B
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2001
Census Tract	11201

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	70 KAYE ST, BEREA, KY 40403-1443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2025	Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Feb 1, 2021	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	2014276562
Deed Book / Page	D871 / 264
Record Updated	Jun 8, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 6, 2025
Property Address	70 KAYE ST, BEREA, KY 40403-1443
Document Number	00D871/264
Book / Page	D871 / 264
Map Reference	MB 15 PG 207
Instrument Date	Jul 31, 2025
Instrument	2014276562
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, LAND GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 BRECKENRIDGE ST, LEXINGTON, KY 40508-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	70 KAYE ST, BEREA, KY 40403-1443

Mortgage

Document Number	2014276564
Date	Aug 6, 2025
Instrument	2014276564

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 1, 2021
Property Address	70 KAYE ST, BEREA, KY 40403-1443
Document Number	00D800/522
Book / Page	D800 / 522
Map Reference	MB 15 PG 207
Instrument Date	Jan 8, 2021
Instrument	2014028631
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 LORRAINE CT, 162, BEREA, KY 40403-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 KAYE ST, BEREA, KY 40403-1443

Mortgage

Document Number	2014028632
Date	Feb 1, 2021
Instrument	2014028632

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (-8.89%) Additional exemption filed	$138,500 (-)	$138,500 (-)
2023	$1,811.00	$138,500	$138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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