15 Karen Ave, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 15 Karen Ave, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,493 sqft · built 1974
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,298 (2025)
Deeds & Mortgages	Aug 2021 Refinance Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08B017019000`

Property Details

APN / Parcel Number

Primary APN	`08B017019000`
Alternative APNs	`WINM M:8B B:17 L:19` `S5987R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Gross Area	3,967 sqft
1st Floor Area	793 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S5987R
Street Address	15 KAREN AVE
City	WINDHAM
State	ME
Zip	04062-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	17
Legal Lot Number	19
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	2
Census Block	2008
Census Tract	4803

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Cumberland and Oxford Canal listed 1974 · 1 contributing resources · NRIS 74000317

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 KAREN AVE, WINDHAM, ME 04062-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUCHOICE FEDERAL CREDIT UNION
Jan 9, 2020	Deed of Trust, Mortgage EVERGREEN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	15 KAREN AVE, WINDHAM, ME 04062-4706
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385290204
Date	Aug 10, 2021
Book Page	38529/204
Instrument	57484

Lender

Name	TRUCHOICE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	15 KAREN AVE, WINDHAM, ME 04062-4706
Document Number	0363400133
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 KAREN AVE WINDHAM ME 040624706, WINDHAM, ME 04062-4706

Mortgage

Document Number	0363400133
Date	Jan 14, 2020
Book Page	036340/000133
Instrument	2377

Lender

Name	EVERGREEN CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2035

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,298.00 (+5.14%)	$439,300 (-) Land $155,700 Building $283,600
2024	$5,039.00 (+8.55%)	$439,300 (+5.98%) Land $155,700 Building $283,600
2023	$4,642.00 (+7.68%)	$414,500 (+11.63%) Land $137,700 Building $276,800
2022	$4,311.00	$371,300 Land $119,600 Building $251,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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