St. Johns County property record for 15 Jennie Lake Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,719 sqft · built 2018 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,000 (Aug 2018) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026484-0580 |
| Primary APN | 026484-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,719 sqft Living Area |
| Gross Area | 3,674 sqft |
| 1st Floor Area | 2,719 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 293 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 JENNIE LAKE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 58 OR4592/837 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASES 2A AND 2B |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP |
| Aug 6, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage PLAZA HOME MORTGAGE INC |
| Apr 19, 2018 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on Record |
| Deed Sale | Aug 6, 2018 · Amount on Record |
| Deed Document Number | 201856690 |
| Deed Book / Page | 4592 / 837 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Document Number | 0058311338 |
|---|---|
| Date | Sep 27, 2023 |
| Book Page | 5831/1338 |
| Instrument | 2023076192 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Document Number | 0048071666 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 JENNIE LAKE CT ST AUGUSTINE FL 320958970, ST AUGUSTINE, FL 32095-8970 |
| Document Number | 0048071666 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 004807/001666 |
| Instrument | 73990 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 6, 2018 |
| Property Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Document Number | 0045920837 |
| Book / Page | 4592 / 0837 |
| Map Reference | MB74 PG86-98 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 2018056690 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORP SQ # BLVD3, 2120, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Document Number | 2018056691 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 2018056691 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 15 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8970 |
| Document Number | 0045351373 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 JENNIE LAKE CT ST AUGUSTINE FL 320958970, ST AUGUSTINE, FL 32095-8970 |
| Investor | Possibly a Property Investor |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,191 (+2.7%) | $449,954 (-8.74%) Land $100,000 Building $349,954 | |
| 2025 | $4,732.00 (+12.37%) Homeowner's exemption | $365,327 (+2.9%) | $493,060 (+2.59%) Land $100,000 Building $393,060 |
| 2024 | $4,211.00 (+1.99%) Homeowner's exemption | $355,031 (+3%) | $480,631 (-0.79%) Land $100,000 Building $380,631 |
| 2023 | $4,129.00 (+2.84%) Homeowner's exemption | $344,690 (+3%) | $484,476 (+5.95%) Land $100,000 Building $384,476 |
| 2022 | $4,015.00 Homeowner's exemption | $334,650 | $457,260 Land $89,600 Building $367,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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