St. Johns County property record for 118 Jennie Lake Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,016 sqft · built 2017 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,405 (Jan 2017) |
| Tax Bill | $4,894 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026484-0550 |
| Primary APN | 026484-0550 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,016 sqft Living Area |
| Gross Area | 3,482 sqft |
| 1st Floor Area | 2,588 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 JENNIE LAKE CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/86-98 SANDY CREEK PHASES 2A AND 2B LOT 55 OR4322/1828 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 21 |
| Legal Subdivision | SANDY CREEK PHASES 2A AND 2B |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 20904 |
118 Jennie Lake Ct is owned and occupied by two individuals who bought it in January 2017.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2017 · Amount on File |
| Deed Sale | Jan 27, 2017 · Amount on File |
| Deed Document Number | 20176369 |
| Deed Book / Page | 4322 / 1828 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Document Number | 0062730666 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 6273/666 |
| Instrument | 2025101539 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Document Number | 0054710434 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 5471/434 |
| Instrument | 2022005812 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Document Number | 0048990229 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 JENNIE LAKE CT ST AUGUSTINE FL 320958971, ST AUGUSTINE, FL 32095-8971 |
| Document Number | 0048990229 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 004899/000229 |
| Instrument | 19085 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 8, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Document Number | 0048480087 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 JENNIE LAKE CT ST AUGUSTINE FL 320958971, ST AUGUSTINE, FL 32095-8971 |
| Document Number | 0048480087 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 004848/000087 |
| Instrument | 93219 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 11, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Document Number | 0045250095 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 JENNIE LAKE CT ST AUGUSTINE FL 320958971, ST AUGUSTINE, FL 32095-8971 |
| Document Number | 0045250095 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 004525/000095 |
| Instrument | 21742 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 2, 2058 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 118 JENNIE LAKE CT, SAINT AUGUSTINE, FL 32095-8971 |
| Document Number | 0045001797 |
| Book / Page | 004500 / 001797 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 JENNIE LAKE CT ST AUGUSTINE FL 320958971, ST AUGUSTINE, FL 32095-8971 |
| Document Number | 0045001797 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 004500/001797 |
| Instrument | 8755 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2048 |
The 2025 property tax bill for 118 Jennie Lake Ct was $4,894 with a homeowner's exemption, up 12.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,558 (+2.7%) | $522,865 (-3.95%) Land $100,000 Building $422,865 | |
| 2025 | $4,894.00 (+12.3%) Homeowner's exemption | $377,369 (+2.9%) | $544,360 (+1.99%) Land $100,000 Building $444,360 |
| 2024 | $4,358.00 (+1.97%) Homeowner's exemption | $366,734 (+3%) | $533,729 (+2.93%) Land $100,000 Building $433,729 |
| 2023 | $4,274.00 (+2.81%) Homeowner's exemption | $356,052 (+3%) | $518,553 (+5.82%) Land $100,000 Building $418,553 |
| 2022 | $4,157.00 Homeowner's exemption | $345,682 | $490,010 Land $84,000 Building $406,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Jennie Lake Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Jennie Lake Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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