Plymouth County and Wareham Town property record for 15 Howard St, Wareham, MA 02571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 1930 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $565,500 (Sep 2022) |
| Tax Bill | $3,860 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WARE M:0050D B:000 L:00246 |
| Primary APN | WARE M:0050D B:000 L:00246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 2,309 sqft |
| Basement Area | 715 sqft |
| Unfinished Basement | 715 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,000 sqft (0.184 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 HOWARD ST |
|---|---|
| City | WAREHAM |
| State | MA |
| Zip | 02571-2778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Lot Number | 246 |
| Jurisdiction | WAREHAM MA |
| Township / Civil Division | WAREHAM |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 545400 |
Source: Plymouth County and Wareham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 399 DEPOT ST, PROCTORSVILLE, VT 05153-9708 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 6, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 3, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on Record |
| Deed Sale | Sep 6, 2022 · Amount on Record |
| Prior Sale | Aug 4, 2016 · Amount on Record |
| Deed Book / Page | 57206 / 125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAREHAM MA |
| Property Address | 15 HOWARD ST, WAREHAM, MA 02571-2778 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 057009-243 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 57009/243 |
| Instrument | 57422 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | Sep 6, 2022 |
| Property Address | 15 HOWARD ST, WAREHAM, MA 02571-2778 |
| Document Number | 057206-125 |
| Book / Page | 57206 / 125 |
| Instrument Date | Sep 6, 2022 |
| Instrument | 73567 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 399 DEPOT ST, PROCTORSVILLE, VT 05153-9708 |
| Investor | Possibly a Property Investor |
| Document Number | 0000073568 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 73568 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAREHAM MA |
| Property Address | 15 HOWARD ST, WAREHAM, MA 02571-2778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 50008-44 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 50008/44 |
| Instrument | 53029 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Wareham Town |
| Unified School District | Wareham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,860.00 (-17.2%) | $450,900 (+0.78%) Land $136,400 Building $314,500 | $525,075 (-16.52%) |
| 2025 | $4,662.00 (+2.19%) | $447,400 (+10.14%) Land $136,400 Building $311,000 | $628,995 |
| 2024 | $4,562.00 (+12.61%) | $406,200 (+20.64%) Land $105,800 Building $300,400 | |
| 2023 | $4,051.00 | $336,700 Land $96,100 Building $240,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 policies |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 253 (1978–2018) |
| Claims Outside the SFHA | 6 of 253 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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