Plymouth County and Wareham Town property record for 12 Howard St, Wareham, MA 02571
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 723 sqft · built 1950 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2023) |
| Tax Bill | $2,658 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WARE M:0050D B:000 L:00285 |
| Primary APN | WARE M:0050D B:000 L:00285 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 723 sqft Living Area |
| Gross Area | 1,547 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 HOWARD ST |
|---|---|
| City | WAREHAM |
| State | MA |
| Zip | 02571-2778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Lot Number | 285 |
| Jurisdiction | WAREHAM MA |
| Township / Civil Division | WAREHAM |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 545400 |
Source: Plymouth County and Wareham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 HOWARD ST, WAREHAM, MA 02571-2778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · ARM BRISTOL COUNTY SAVINGS BANK |
| Jun 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Deed Document Number | 202340429 |
| Deed Book / Page | 58045 / 321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | Apr 10, 2026 |
| Property Address | 12 HOWARD ST, WAREHAM, MA 02571-2778 |
| Document Number | 060992-237 |
| Book / Page | 60992 / 237 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 202621589 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 HOWARD ST, WAREHAM, MA 02571-2778 |
| Document Number | 0000021589, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 60992/237 |
| Instrument | 202621589 |
| Name | BRISTOL COUNTY SAVINGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Type Change Date | May 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | Jun 28, 2023 |
| Property Address | 12 HOWARD ST, WAREHAM, MA 02571-2778 |
| Document Number | 058045-321 |
| Book / Page | 58045 / 321 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 40429 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HOWARD ST, WAREHAM, MA 02571-2778 |
| Document Number | 0000040430 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 40430 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAREHAM MA |
| Recording Date | Jan 16, 2020 |
| Property Address | 12 HOWARD ST, WAREHAM, MA 02571-2778 |
| Document Number | 52235-42 |
| Book / Page | 052235 / 000042 |
| Instrument Date | Jan 6, 2020 |
| Instrument | 4414 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 2 CAMPBELL CIR TEWKSBURY MA 018762018, TEWKSBURY, MA 01876-2018 |
Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Plymouth County |
| County Subdivision | Wareham Town |
| Unified School District | Wareham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,658.00 (-14.45%) | $310,500 (+4.12%) Land $110,400 Building $200,100 | $336,405 (-0.86%) |
| 2025 | $3,107.00 (+1.8%) | $298,200 (+9.71%) Land $110,400 Building $187,800 | $339,340 |
| 2024 | $3,052.00 (+5.06%) | $271,800 (+12.55%) Land $83,500 Building $188,300 | |
| 2023 | $2,905.00 | $241,500 Land $75,900 Building $165,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 231 policies |
| Nearby Flood Policies | 231 in force |
| Nearby Flood Claims | 253 (1978–2018) |
| Claims Outside the SFHA | 6 of 253 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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