15 Howard Cir, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 15 Howard Cir, Wakefield, RI 02879

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,740 sqft · built 1985
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$1,875,000 (May 2017)
Tax Bill	$25,293 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R-50-0599-36`

Property Details

APN / Parcel Number

Primary APN	`R-50-0599-36`
Alternative APNs	`SKIN P:086-3 L:000157` `P:086=3 L:000157`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,740 sqft Living Area
Gross Area	8,852 sqft
1st Floor Area	3,020 sqft
Basement Area	1,600 sqft
Unfinished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,954 sqft (1.56 acres)
Garage Type	Attached
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-50-0599-36
Street Address	15 HOWARD CIR
City	WAKEFIELD
State	RI
Zip	02879-6605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Lot Number	157
Jurisdiction	SOUTH KINGSTOWN RI
Township / Civil Division	SOUTH KINGSTOWN
Census Block Group	1
Census Block	1022
Census Tract	51302

Owner

15 Howard Cir is owned by two individuals who bought it in May 2017.

Source: South Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 E 89TH ST, 1HJ, NEW YORK, NY 10128-7842
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Prior Sale	Oct 16, 2000 · Amount on File
Deed Book / Page	1642 / 132
Transfer Doc	0836000045
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH KINGSTOWN RI
Recording Date	May 23, 2017
Property Address	15 HOWARD CIR, SOUTH KINGSTOWN, RI 02879-6605
Document Number	1642-132
Book / Page	1642 / 132
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	16420135
Date	May 23, 2017
Instrument	01642/0135

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate	3.63%
Max Rate At Change	60.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Howard Cir was $25,293.

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	South Kingstown Town
Unified School District	South Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,293.00	$2,829,200 Land $1,695,200 Building $1,134,000	$2,386,235
2023	$25,907.00 (+0.92%)	$2,344,500 (-) Land $1,428,700 Building $915,800
2022	$25,672.00	$2,344,500 Land $1,428,700 Building $915,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Howard Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 192 policies
Nearby Flood Policies	192 in force
Nearby Flood Claims	90 (1980–2024)
Claims Outside the SFHA	5 of 90
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Hurricane Sandy, Oct 2012 · 52 claims Severe Storms And Flooding, Mar 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Howard Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH KINGSTOWN-SOUTH SHORE serves 6,170 people · EPA ID RI1615623
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20