15 Howard Ave, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 15 Howard Ave, Buzzards Bay, MA 02532 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,242 sqft · built 1979
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Apr 2010)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:35.1 P:63`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:35.1 P:63`
Alternative APNs	`M:035.1 P:063.00 D:01` `7462`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,331 sqft (0.329 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7462
Street Address	15 HOWARD AVE
City	BUZZARDS BAY
State	MA
Zip	02532-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2024
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records · APN BOUR M:35.1 P:63

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 HOWARD AVE, BUZZARDS BAY, MA 02532-4220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · ARM TD BANK NA
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 06, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2010 · Amount on Record
Deed Sale	Apr 20, 2010 · Amount on Record
Prior Sale	Jun 24, 2008 · Amount on Record
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	15 HOWARD AVE, BOURNE, MA 02532-4220
Transaction Type	Mortgage
Record Updated	Jan 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035555-231
Date	Dec 21, 2022
Book Page	35555/231
Instrument	62607

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Jan 01, 2030
Index	Other
Margin	3

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	15 HOWARD AVE, BOURNE, MA 02532-4220
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035137-95
Date	May 23, 2022
Book Page	35137/95
Instrument	26617

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	15 HOWARD AVE, BOURNE, MA 02532-4220
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34545-150
Date	Oct 06, 2021
Book Page	34545/150
Instrument	65620

Lender

Name	FIRST CITIZENS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00 (+2.25%)	$466,500 (+5%) Land $194,200 Building $272,300	$552,045
2024	$3,563.00 (+15.79%)	$444,300 (+27.2%) Land $185,000 Building $259,300
2023	$3,077.00	$349,300 Land $163,700 Building $185,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010139002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Nearby Flood Policies	34 in force
Nearby Flood Claims	34 (1987–2022)
Claims Outside the SFHA	6 of 34
Most Recent Claim	Dec 2022, river or lake flooding
Claims By Storm	Hurricane Bob, Aug 1991 · 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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