10 Howard Ave, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 10 Howard Ave, Buzzards Bay, MA 02532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1981
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Company Names on Record
Last Sale	$665,000 (May 2026)
Tax Bill	$3,777 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:35.1 P:119`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:35.1 P:119`
Alternative APNs	`M:035.1 P:119.00 D:01` `7518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	3,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,286 sqft (0.305 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7518
Street Address	10 HOWARD AVE
City	BUZZARDS BAY
State	MA
Zip	02532-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	BELVEDERE CONDO
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	2
Census Block	2023
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10 HOWARD AVE, BUZZARDS BAY, MA 02532-4218
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Feb 16, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Jun 29, 2007 · Amount on Record
Deed Document Number	202618805
Deed Book / Page	37622 / 114
Prior Transfer Date	Feb 16, 2023
Prior Transfer Doc	035642-293
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	May 15, 2026
Property Address	10 HOWARD AVE, BUZZARDS BAY, MA 02532-4218
Document Number	037622-114
Book / Page	37622 / 114
Instrument Date	May 13, 2026
Instrument	202618805
Transaction Type	Transfer
Record Updated	Jun 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HOWARD AVE, BUZZARDS BAY, MA 02532-4218

Mortgage

Date	May 15, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Feb 16, 2023
Property Address	10 HOWARD AVE, BOURNE, MA 02532-4218
Document Number	035642-293
Book / Page	35642 / 293
Instrument Date	Feb 16, 2023
Instrument	6654
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HOWARD AVE, BOURNE, MA 02532-4218

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	10 HOWARD AVE, BOURNE, MA 02532-4218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32727-159
Date	Mar 2, 2020
Book Page	32727/159
Instrument	10587

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	10 HOWARD AVE, BOURNE, MA 02532-4218
Document Number	31756-311
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 477 MONUMENT BEACH MA 025530477, MONUMENT BEACH, MA 02553-0477

Mortgage

Document Number	31756-311
Date	Dec 31, 2018
Book Page	031756/000311
Instrument	64638

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	10 HOWARD AVE, BOURNE, MA 02532-4218
Document Number	31512-240
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 477 BOURNE MA 025320477, BOURNE, MA 02532-0477

Mortgage

Document Number	31512-240
Date	Sep 6, 2018
Book Page	031512/000240
Instrument	43904

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,777.00 (+2.27%)	$483,600 (+5.02%) Land $192,400 Building $291,200
2024	$3,693.00 (+2.1%)	$460,500 (+12.15%) Land $183,200 Building $277,300
2023	$3,617.00	$410,600 Land $162,100 Building $248,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	34 (1987–2022)
Claims Outside the SFHA	6 of 34
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Bob, Aug 1991 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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